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201200890 desi�mated a substatu{e nofiGe addcess by notice to Lendex. Bo�ower sllall promptly notify Lender of Bosower's change of address. If Lender specifies a procedure for reporttng Borrower's change of address, tYien Borrower shall only report a change of address through tliat specified procedure. There may Uc only one designated nofice address under this Security Inshwnent at any one rime. Any notice to Lender shall be given by delivering it or by mailing 3t by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Borrower. Any notice in cbnnection with this Security Instrument shall nnt be deemed to have been given to T.ender until actually received by Lender. IP any nouce required by this Security Instrument is also requued under Applicable Law, the Applicable Law requireinent will satisfy the corresponding requirement under this Security Instnunent. 16. Governing Law; Severability; Rules of Construction. This Security Tnsuument shall be governed by federal.law and the la�r of thejurisdiction in ahich the Pxoperty is 1oc;ated. All rights and obligations contained in this Security Instrument are subject to any rcquirements and limitations of Applicable Law. Applicable Iaw might expliEitlq or iinpllciUy allow the parges to a�ee by contract or it aught be silent, but such silence shall not be construecl as a prolubition against agreement by contract. In the event that any provisian or clause of This SecuritT Instrument or the Note co�flicts wi#h Applicable I,aw, sueh conflict shall not affect other provisions of ttns Secuxity Instnut2enY or the Note which can be given effeeY without the conflicting provision. As used in tlus Security Instrument: (a) words of the masculine gender sliall mcan and include corresponding neuter��ords or worcLs of t]�e teminine gender; (b) words in r]ic singulaz shall meaa and inclLede the plural and vice versa; and(c) the word"uiay" gives sole discret�on withouL any obligarion to take any acfion. 17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Sccuriry Instrument. 18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Secrian 18, °Tnterest in the Fropexty" means anq legal or benefxcial inEerest in the Pxoperty, includina, buE not lisnited to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow a�eeinern, thc intent of which is the transfex of title by Borrower at a future date to a purchaser. If all or any parL of the Properry or any Interest in the Property is sold or h-ansferred(or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lendex may require u1x]aediate payment iu full of a11 sums seGUCed by this Seciuity Instnnuent. :Iowever, this option sl�all not Ue exercised by Lender if such exercise is prohibitecl by Applicable Law. If Lender exercises this optian, Lender sha11 give Borrower notice of accelcration. The notice shall pxovide a period af not less%han 30 days from the daYe fl2e notice is givexi in accord�ce with Secfion I S within whieh Borcowei must pay all siuns secured by�this Security Ins(rume�at. If Borlower fails to pay these sums pzior to the expiration of this period, Lender may invoke auy reinedies peamitted hy this Security Insirmnent without fiuther notice or demand on Borrower. 19. Borrower's Right 4o Reinstate After Acceleration. if I3orrower meets certain conditions, Borrower shall hava the right to have enforceinent of klus Secuzity Ins4rument discontinvzd at any time prior Yo the earliest of. (a) five days before sale of the Property pursuant to any power of sale contained in this Security IasYrument; (b) such other period as Applicable Law might specify Por flie tenniaaa.tion of BorroRrer's right to reinstate; ar(c}entry of a judgment enforcing tUis Security Instiumeait. Those conditious are that Borrower: (a)pays Lender all smns which then would be due under chis Sec;urity Instrument ancl the Note as if no accelerarion had occurred; (U) cures any default of any other covenants or agrcements; (c)pays all eYpenses incurred sn enforcing•this Security Instrument, includina, but not lunited to, reasonable attomeys' f'ees, properry uispection and vahtation fees, and other fees incm-red for the purpose of protecting Lender's interest zaaoo�so NEBRHSKA-SingleFamily-FannieMae/Retltlie tdac ONIFORM INSTRUNiENT Fotm 3�28�1�1 VM P�7 VM P6(N�(11 b5) VJolters Kluwu Flnancial$ervices Page 12 ai�]