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<br /> TOOIi'fNL•R 141TN ail tbc improvcmcros now nn c�rrafla ereclai on�ho properry,and ail cnscmcnts,appunmantts,
<br /> aad fixmra now on c�rraf�u a pan ot�ho pmperty. All reptncements and addiilous shnll.iso tx wvcrcd Uy thls Sxumy -
<br /> tnetmmcm. Allotthoforc�oinglsrefcmdmin�IdsSecufltylnsWmcntnsihc"Propeny."
<br /> BORROWCR COVCNANTS that Oorcowcr is lawfully sciscd ot�ho cstato hcrcby rnnvcyed and hns�i;c riglnm IIram
<br /> and canvey�he Pro�cny nnd thu�ho Pmpeny is unencumbercd,excep�for encumbrances o(rarord. Oortow�er wumr.ts nnd `.
<br /> willdefendgenerallytheti�lo�othofkopenyngnins�altclaimsnnddemands,snbJectwanyenwmbrancesofraord �
<br /> THIS SECURITY INSTRUML+NT comh3ncs uniform covcnznts for natlonal usc anA non•cnifomi coveni.ts wiih -�
<br /> flmited vaflatlons Uy juflsdietion�o consiiwto n unifomi security insimment covering rcai property. -
<br /> UNI�ORMCOVI3NANT5. Rottowerand4endermreeania.yAagrensfollows: °��
<br /> 1. I'ayment of Principal nnA Intcresti Prcpnyornc9 a^x7 dr.'x�harges. 6ortower shall prompily pry wAenCwe rhe y=��
<br />� principal c£ar:d imeresl on tho debt evid^r,ced by�I�e Nae arA any prrpaymem nnd late charges due under iix Nc�e. '�
<br />- 2. 6Tx:xJsE�v9hxesandlnsuraerrr. SubjecttoapylicaMelmroztoa�vriaenwafverbyLeader.6or[owersiuipayro ��-_-�:
<br /> E.ea�kr on tYee dry monthly paynxnts uc dae ur,Acr ctY Ko:e,umil ihe Nac is p�id in full,a sum ITunds'1 fnr.U)Y��b ,_,
<br /> taxcs and asscssmra:s arhich`euy atwin priority over this Securi�y Instrunxm:+s a lien on the Pto�.^tny;(b)�early kisehold �°
<br />�.. Qaym:nts or g�oi:nd rcms on the �openy. if any: (c) yeariy hu,vd or prop:ny insnrance premiums: (dl Ye:�ly f2ood :_=:
<br /> tnsurance prcniums, it any; (e)yeady mongage insicr.ence prcmiums, if any; ancl(Q any sums piyab7e by Itaro�v¢r to _
<br /> Lend:r,in acco:dance��ith th:provisions oi par,+gmph 8,in lien of tirepa ymem of mongagt ias.eanre prmfimmc 3'Lcese _ _
<br /> itcros art eaHr.d"Gscrorv Uems.' Lendrr may,m,ny�ime,rolleci:nS hotd fi�nds in an amoum n�.w ezced t?is r..uimnm .�
<br /> amount a IcncEcr for a(edrraRly relaled motlgage laia may rcquirc fo: Brmmcez's exrow accorr.0 nnUer dn fed�r�l Rwl ��:-
<br /> Eslate SUtlememl'rocednm Act of 1974 as amendeci Srom Iime m tlme, 12 US.C.�i601 eurq.("RI35PA'I.w.�zuano�hu
<br />� law thet applics�o thc Amds sets a Icsscr amoum. If w�_[endcr may,at any lime,colla�and hold Tl:nds in.n arno:.^.i nouo -
<br />� exceed �he Iesxr amount. 4ender may esdma�e ih:•a�s�.oum of Tamds due on �he basis of cuRrn� Jata anJ rcuonable i=_.
<br /> eslimates ofexpenditurcs of Polurc Cscro�r i�ems oret;srwise in accoNance wi�h applicabie law. `�';:�-
<br />• 'Ihe Nnds zhall be held in an inx�itaci�n wF.oxe deposiis are insured by a fcdenl agencx, issuumer.�ality,a cNiiy =-
<br /> (including Lender,If Lender is such an inseim�ion)�in any I'rderal t3ume Laan Oank. Lender sh:+ll apply�hc Funds�n pay
<br /> the Pscrow Items. Lender may no1 chergc Uorto��rr inr holding and npplying the f'vnds,annually anuiyzing Ihe acrow ''�
<br /> aaoun4 or verifying ihe Bstrow Itcnu, uNess Lenckc Says Dortower interes� ca1�F.c Iimds and applicah!c la�vpertnis �-'-�'�--
<br /> Lender�o make such a charge. Ilo�vecee Lender mry�rcquira Dortower w pay x ea:•�ime chu�e for an inderxndent rcxl �ri,;:
<br />- es�ate�ex mponing scrvice used by Lends in conneciion wnh thts lo;ec,i:nlesx app'irable law provides o�henrise. Unless aa -- -
<br /> agrcemem is imde or applicabie law requiru Imerest to be paid,Ler,�:er shall no�6e r�qufred to pay 6ortower any hxres�« ��,_�_
<br /> camings on the Mnds. Qovower and Lender may agrco in writing,howcver,ihn:inkrcst shall be pafd on thc I�nds Laickr - _
<br /> shall give�o llortower,withoW charge,an annual aecouming of�he S1mds,showino crcdits anA deUi�s w the�und�aad�M1e _
<br /> purpose for whkh e�ch debil to the!'vnds was made. 'Ilie fLnds Ne pkdged as addiiional security tor oll ums sac:ed by -
<br /> ihis Saurirv inswment.
<br /> If�he }'vnds hcld by Lender exacd �he amoums pertnlncA to 4e held by applicable law, lcnder sM1all omonnl �o �._�;
<br /> Oorcower for the exeess Nnds fn accordanco with�he rcquiremen:s n7 applicabie law. If the amo❑m of the Punds Aeid by �,_,•_
<br /> Lender at any�imc is no�suffident to pay�hc Gscrow llems whcn due.Lendcr may so no�ify 6onowcr in wd�ing,and,in Fc>.;.
<br /> such case Dortox�er shall pay �o Lender the nmoum necessary ro maAe up the deficicncy. 6ortower shall make up �he !`__`
<br /> deficiency In nomorc than alxlve momhly poymems,ai LenderS mle dlurc�lon.
<br /> Upon papncnt in PoII of ail sums sccurcd by thfs Stturily Instnimcm,Lendrr shall promptly hfund to Dortoxtr ony - -
<br /> Nnds held by Lender. If,under paragraph 21,Lender s6all acquirc or sell�be Proptrty,Lender,prior to �he acqeisi�ion or - -
<br /> sale of the 1'ropeny, shall apply any f'vnds held by Lcnder m the�ime of acqufsiiion or sale as a credit againsl ik sumc = -
<br /> seeured by O�is Stturiry Inswmr.m. 3g:-�.
<br /> 3. Appilcatlon of 1'ayments. Unless applicablr iaw pmrides othenvise, all paymems received hy Lendtt m�der ;r.5•,
<br /> puagraphs I and 2 shall he applicd:firsi,�o any prtpayinrm charges due under�he Note:secand,to amouNS paya6;e under --
<br /> paragraph 9;�hird,to inrerest due founh,�o principal due:and las�,m nny I.r.e charges due under the Nole. "-
<br /> 4. Char es• Liens. Oovower shall a all i�xes,uscssments, char es, fina nnd im sitions anributab:e to ihe �P'-
<br /> B � P Y B Po F;��`.
<br /> !'ropeny v:hich may anain pdori�y over this Security tnsirumenL znd leaschold paymenis or ground renis, if zny. �arower °`-
<br /> shall pay ihesc obligailons In thc manncr provided In paragraph 2,or if no�patd in that manner.6ortmvcr shall pay�hem on �,�-�
<br /> qme dtrecdy to�he person owed payment. Dorrower shall prompily fumfsh�o Lender all no�ices of amounts lo be pzid unda �:�,_
<br /> tMs paragraph. If Dorto�ver makes ihese pay�nems direcdy,dorcower shnll promp�ly fum(sh to Lender reccipis cddencing t;+-
<br /> tlu paymems. i.: .
<br />. 6am.•ztshall promptly discharge any lien which liu prioriryro��enhis Sece:ity Inswment uniess 6ortower.(a)agrca a;',;
<br /> In wd�ing e.the payment of the obliga8on secured by the lien in,mznner acceptaSle to Lender.(b)conicsts in goad 6i�h�he �;_,
<br /> litn by,w defends againsl en(osemem of the lien in,Icgal praeedings�rh?ch In ihr Lenderk opinion open:e to pre�mt the :-:
<br /> enforeemem of�he Iien;or(c)seeurcs from the hold.r of ihe lien an ngrcemem svisfacwry to Lender subordinatingthe lim f;�;(
<br /> �o ihis Securiry•Inswment. 1(Lendet de�emiines�hai any pan of�he Propeny is subjm�to a licn ��hich may attainpriority t.f�;-:
<br /> ovcr�his Secnri�y Insuument,Lendcr may givc Oovowar a no�ice identifying ihe lien. Oortoixer shall setis(y�he licnar take ;;;:�.
<br />- onc or more of IEC actions x1 fonh olwsc�riihin 10 days o(ihc gicii�g ot no�icc. �`--=-
<br /> 5. Ilnzard or Properly(nsurance. 6ortawer shall Acep�he impro��cmems naw exisiing or hercaf�er crcc�M on the `�"
<br /> Propany insnred against loss by(re,hazard:included�rithin�he trmi "extrndeJ co��erage"and any o�her hazards,ixluding �r",'�
<br /> Ooods or (looding, for which Lender rcquircs insurance. This insur:mce shall be maimained in the amour.�s and for �he ji'..'
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