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<br />. TOOG�7'HCR\41TH nll tho improvemems now or i�erce(tet crccted on �ho properry,and all casements,appmena�cos,
<br /> and flxlurcs nmv or herenflef n parl of Ihe prnpe��y. AII replecemems anA addi�lons shnll Nso be covemd t�y Ihis Saudty � - � ----
<br /> instnimcnt. All ohhe forcgoing Is rckrccd to in�his Sccurity Iostrumem as thc"Pmpeny."
<br /> BORROWI:R COVf?NANTS thnt IIonower Is Inwtuliy scBed of ihe oste�e hcrcby convcycd and hns Iho dght to gr;ull
<br /> and convey the Pm�cny nnd tlim�he Propcny Is unencnmlxred,except for eacnmbrmca of raard. 13orrmver wanonu and
<br /> wlll detend generfllly qio�I�lo to�ho 1'topeny ngafnsi nll clatms and demzr,ds,subJcct�o any encumbrances of record.
<br /> THIS SCCURI'fY INSTRUMENT combines uniPomi covcnams(or na�ional usu nnd nomunifomi covcnants nitti _ _
<br /> IimOed vad��lons byjnrisdlalon to cons�im�o n nnifomi secnriiy instrument covering mal propeny. " -
<br /> UNIfORM COVIiNAN7'S. �orcower nnd Lendercovenant nnd agree as foltows:
<br /> 1. Pnymenl 04 Principal and Inleresl;D're;,�ayment nnd l.nte Chnrges. ISortowcr shnll prompily pay whcn J�e�ho
<br /> pruutpal ot and interesl on tho debt evidenced by S.e�ote and any pmpaymem r.nd Inte charges due under�he Nme.
<br /> 2. �Ti.ads�cvTaxesnndlnsuranee. 5ubjecttoappticah[elsxatoawritcenwa(verbyLee�r,6orcowershalipayto _
<br /> l,erA:r on the day momhly paymenls arc due wCcr�hc Noie,until the Ncee is paid in Fuli,a sum('�ur.ds") Por.(a)yeariy
<br />- laxa and assessmtnts which may a�laln pdority ovtr�his Secadty insmrc.�nt as a Iicn on the Ropcnq;(b)ycnrly I¢n:e.`.old . .
<br /> ��ymems or gro:uai cems on �he ProFeny, if aay; (c) yeady hazvd or prcperty insurvxc pczmirAms: (cp ycady Iloal ��
<br /> nsurance prtmium.. if eny; (e)yeady n:one�r insuance premiums,if any:and(0 .ny sums�gaMt by Dortoser to
<br /> L.ender,In ecwrdance nith fio provisions of par�graph 8,in lieu of�he p:+yrtn:m of mongagc insunmc.preminm;. Rese =-
<br /> items are called"Rscrow I�ems." 4ender m�v.a�any time,col:ecl�nd hoid iLnds in an n�nx:nt n,t�o exreed the mnxin:um T °was-�..
<br /> amount a Iender(or a tedemlly mlated mortgaga taan may rcqufre for DuRmver�escrm�•accon.^.i undet Ihe Rderal Real 3'�%�3=-�-=-
<br /> 4!4tU:.'s�'r�r.
<br /> 4's�ate Seulcment Pra:tdures Act of 1974�c amendeA Gom time to Itmc,12 U.S.C.3 2601 rr.req.CRFSP.1"L unle.x nnxher_ ..�.:.:;,W:<
<br /> law tha�a Iles�othe Rmds se�s a Iesser amvun.. If so.4ender may,ai a�y time,collect nn:i hold F�:nc!s in an nmount no�to �s��.`.`'-�'4'?=�
<br /> PP .;�.k�:.;;,..,::.
<br />�- excced �he lesser amnunt Lender m,ry ez�imak �he amnunl o( ILnJs due on tlre U:aix uf rmrcn� d�ta and rensur.abie �;;
<br /> esiimetes of expendimres of future Gscrow Ilem.or othe�a�ise in accorda�ce wi�h applicable trr. �N�N'�_,__•.�`
<br /> 'F7�a FlntHs shall be held in�n ins�imiion +��host drposiu arr iiuurcd by a kdernf �ger.cy,iaswmeNnli�y, or er,�i�y ;, t�'---
<br /> (inc[uatng Lender.if Lender is sixi�un ins�inninn)or in anp Rdrral Hore Loan�ank. LenJer shxil npply�he ILnU��n p;ry ��,�u�::�"
<br /> th0 Escnw I�emc. lxnder may no�cl�arge Aorron�cr for hoiJing and applying �he flmdi,annually nnaiyzing ihe esrmw j;��r�'iir�;z`
<br /> accoun4 or verifping the Cscrow I�ems,un'.sc iendrr pays Bottowtr interut on �he ILnds and applicable law pemii�s •a --1= -.
<br /> I.ender to make such a charge. However,Lrnd::may requve Rorrmrer to pay n one•�ime charge fur an indepcnder.�real �i���.' ..:,'
<br />� est;r.c mx re�roning service used by Lender in ronmc�ion wi�h ihis Ioan,unless applicablc lan provides oihenvise. Unteu nn -t;:y s�i���s=.,,
<br /> ega�catm is made or appliceble h:w rcqulres imerest�o be paid,Lendcr shal l noi bc nquired Io pay Donowcr any Inte:est or a',�+,��i,fi;,�;':_
<br /> eunings on du f�nds. 6ortowcr and Lender may agce in writing,ho«r�'er,�hai Imcrest shall 6e pild on�he Funds. Lcr.dcr :��V'i";;?`,.�;
<br /> shall give to Dorrower,withom chxrgo,nn ommal accounting of�he Po�ds, showing cmdiu and debi�s to ihe I�nels nnd the � ��. �"�.�7--
<br /> purpose for wh'ch each debit�o�he Nnds wxs made. 7Le Nnds are p!edged u addiiional securi�y for all sums securcd by '�'f�?ii;ij�`.i�-,.
<br /> �hls Secud�v InsW mem. �t2+."i�:i'}..�
<br /> if�he Ponds held 6y Lender excccd thc nmoums pcmituad �o be hcld by applica6:c law,LenA:r ahall arro�a� �o ���� _
<br />�� 6orrou.r for ihe excess fLnds in accordance wiih�hc requircmems of applicable law. It the nmamt of�he fLml: h:iil by �"�4 _ ;�
<br /> ;iJ.�°::;i:`":
<br /> l.endcr at any�ime Is no�su(Ocicm�o pay�he Gscrow I�ems nhen Jue.Lendcr may so no�ify�ortn�vcr in wmi�ig, a:�l.in _��,,, ,�(._:
<br /> such cau 6orrower shall pay to Lender the nmount necessary to mzke up�he deficiency. Portower shall make up ihe �`�---
<br /> ',Cni'i=i} y=',
<br /> deficiency in no morc�han uvelve monthly po}��rtems,a�Lender�sole diurelion. ;;�,r,,�.��v,�
<br /> Upon paymem In full of all sums secured M1y this Securiiy Insuunxnt, Lender shall prompily tefamd�o QoROweany �;�,`�y�;�.-_.
<br />� Ponds held by Lender. If,under pangnph 21.Lender shall ncquirc or sell �he Propany,Lender,prior io�he acquisi�ion or „�^,�.,,.,_,_.
<br /> snle of ihc Propeny,shall apply any I'vnds held 6y Lender m�hc timc of acquisiiion or sale as a tredii ngnins��I�e sums '�:'=ti i%����
<br /> secured by�hfs Security Ins�rument. c:::':-.:".
<br /> 3. A Ilcalion of Pe men�s. Unlcsc n lica6lc law rovides othenvise, nIi a mems recen�Yd b Lcnder cnder i'��''`���'�
<br /> PP Y PP P P Y Y �,;�:a'S'�.:t-'
<br /> pamgraphs I nnd 2 shall 6e npplied:(rs6�o;n}•prcpaymem charges due u:zckr�he Noee:second,to:�nwan_a pa��able ender -.=��-"t•��'-`--.
<br /> �:+'.•,-„�...�..
<br /> - paragreph 2;IhirA,m intercs�due:founh.�o p:ioc,pal due;and lasi,to an�•I:u_charges due under ihe K.:e. �.n7:a,t;;.,
<br /> A. Char es; I.iens. UovoWCr shall q all �axes, a«essmtm�,ch.uts, finci anJ im si�iea.:wribmabie m�he v'"�"�•�
<br /> B P� F Po ,ii?,:�.,s.-:.
<br />. a. .,,�.,.,:
<br /> - Preprrcy which maq su�in priorap o.�.r�hix Srcnri�y Insinu�rem.:md laasehold payments or ground renuJf nny. �ortower ,s.�:)"d,�,r--.
<br /> . shn'.l pay Ihesc obliFations fn Ihc nunncr p:o��ided in paragmph 2,or if not pn!d in�ha��i�mn.r.6orto�v.r shall piy thcm on {.�9��r;;';"_-
<br /> time dimetly ro�he prrson mved payment. P,xm�ver shall promp�ly fumish�o I.ender all no�ices olamuums�0 6e paid cnder •'�7 E��S�,�r',
<br /> ��`ti,r,.._:...
<br />- this pamgreph. If Oortower makes these�v�}�n y1�s direc0y,Dorrower shafd p�oniptly fnmish io Lender reeeip�s evidenaing ., �,r,,_,�_
<br /> thc paymems. ,-��,;�i{F'�_:.-.
<br /> Dottowetshall romll dischazean lien���hichhas rioril o��cnhisSecuri� Irc:vumemunless0ortoµ�er.(x)arces •���t.;,n+,_;�
<br /> P P Y 6 Y P Y Y 8 +;-�
<br />- in wming ro thc paymcnt of thc obliga�ion sccurcd by tL•c licn in a manncr acccpabtc to LrnAar,lb)contes�s in gooA fai�hthc �'7�'•='��•--
<br /> Iten by,or defends againsi enforcemem of�he Iicn in,Iegal praeedings x�hich in�he Lendert opinion opera�e �o prever.��he ��'k�� :_
<br />- cnforccmcnt of�he Bcn;or(c)sceurcs from�h.ha;dcr of�hc lien an agn.mcro saiisfac�ory to Lcndcr xuMrdina�ing the licn `—'
<br />- tu�his Secumy Ins�mment. If Lender detem:ins�Oia�any p�n of�he Poopeny is tubject�o a licn�vhich mny auain priori�y - �1 31�'v .
<br /> over tl�is Securiry Insuument,Lender may gi�.Rovo�rer a no�ice idemifying ihe lien. 6oROwer�hali snei,fy ihc lien o;iake � �E
<br />- or.eotmoreoflheaclionssetfonhalwvewilhinl0daysul�hegivfngofnotice. T}�e;;;�,,�
<br /> - ±. }Iezard or Properi}-lnsurance. 6orrower shall keep�he im�roveinems nmr exis�ing or hereaf�er ertae:�.n�he ' ;(�•�1!Y�.;�_�.
<br /> Propeny insured againsl loss by firr,hazards included n�i�hin ihe temi"exlended cnreragi�'and any nther huaMs,mcicding iiY.; --'�
<br /> flooQs or flooding, for�rhich I.enier rey::i:.� inwrence. lltis inwrarce shall be maiMair.ed in the annuni<m:d (r�1he �" ��';�`�
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