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20120075� <br />BY 5IGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Bonower and recorded with it. <br />� <br />(Seal) <br />Mi chael J Nowa -Borrower <br />L���. `�1�17'W (Seal) <br />ea Anne Nowak -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />� Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA-Si�le Family-Fennie MeelFreddie Mec UNIFORM INSTRUMENT <br />VMP � <br />Woitera Kluwer Financial Servicea <br />Form 3028 7 /01 <br />VMPBWE) (1105) <br />Page 18 of 17 <br />