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201200721 <br />(D) "Trustee" is CEN7RIS FEDERAL CREDIT UNION,343 N 114TH STREET <br />OMAHA, NE 68154 <br />(E) "Note" means the promissory note signed by Borrower and dated January 23rd <br />2012 . The Note states that Borrower owes Lender <br />ONE HUNDRED THOUSAND AND NO/100 <br />Dollars (U.S. $ 100,000.00 ) plus interest. Bonower has promised to pay this <br />debt in regular Periodic Payments and to pay the debt in full not later than <br />February 1 st, 2042 . <br />(� "Property" means the property that is described below under the heading "Transfer of <br />Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges <br />and late charges due under the Note, and all sums due under this Security Instrument, plus <br />interest. <br />(I� "Riders" means all Riders to this Security Instrument that are executed by Borrower. <br />The following Riders are to be executed by Borrower [check box as applicable]: <br />0 Adjustable Rate Rider <br />0 Balloon Rider <br />0 Other(s) [specify] <br />� Condominium Ridex � <br />C] Biweekly Payment Rider 0 <br />[] Planned Unit Development Rider <br />Second Home Rider <br />I-4 FamiIy Rider <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, <br />regulations, ordinances and administrative rules and orders (that have the effect of law) as well <br />as all applicable final, non-appealable judicial opinions. <br />(,n "Community Association Du�s, Fces, and Assessments" means all dues, fees, <br />assessments and other chazges that are imposed on Borrower or the Property by a condominium <br />association, homeowners association or similaz organization. <br />(I� "Electronic Funds Transfer" means any transfer of funds, other than a transaction <br />originated by check, draft, or similar paper instrument, which is initiated through an electronic <br />ternunal, telephonic instrument, computer or magnetic tape so as to order, instruct, or authorize <br />a financial institution to debit or credit an account. Such term includes, but is not limited to, <br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, <br />wire transfers, and automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(Nn "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or <br />proceeds paid by any third party (other than insurance proceeds paid under the coverages <br />described in Saction S) for: (i) damage to, or destruction of, the Property; (ii) condemnation or <br />other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />�B�IS� — Single Family — Faonte Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/Ol �`� <br />GCC - G3028-02 (09/Ol) (Page 2 of 19) Initials: �"' <br />