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the transfer of , title by Borrower at a future date to a purchaser. `° O �������
<br />If all or eny part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural
<br />person and a beneficiel interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may
<br />require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be
<br />exercised by Lender if such exercise is prohibited by Applicable Law.
<br />If Lender exercises this option, Lander shall give Borrower notice of acceleration. The notice shall provide a period
<br />of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must
<br />pay all sums secured by this Security Instrument. If Borrower feils to pay these sums prior to the expiration of this
<br />period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on
<br />Borrower.
<br />19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower shall have
<br />the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of: (a) five days
<br />before sale of the Property pursuant to any power of sale contained in this Security Instrument; (b) such other period as
<br />Applicable Law might specify for the termination of Borrower's right to reinstate; or (c) entry of a judgment enforcing
<br />this Security Instrument. Those conditions are that Borrower: (a) pays Lender all sums which then would be due under
<br />this Security Instrument and the Note as if no acceleration hed occurred; (b) cures any default of eny other covenants
<br />or agreements; (c) pays all expenses incurred in enforcing this Security InsVUment, including, but not limited to,
<br />reasonable attorneys' fees, property inspection and veluetion fees� and other fees incurrqd for the purpose of protecting
<br />Lender's interest in the Property and rights under this Securiry Instrument; and (d) takes such action es Lender may
<br />reasonably require to assure that Lender's interest in the Property and rights under this Security Instrument, and
<br />Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged. Lender may
<br />require that Borrower pay such reinstatement sums and expenses in one or more of the following forms, as selected by
<br />Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or ceshier's check, provided any
<br />such check is drawn upon an institution whose deposits are insured by a federel egency, instrumentality or entity; or (d)
<br />Electronic Funds Transfer. Upon reinstatement by Borrower, this Security Instrument and obligetions secured hereby
<br />shall remain fully effective es if no ecceleration had occurred. However, this right to reinstate shall not apply in the
<br />case of acceleration under Section 18.
<br />20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or e partiai interest in the Note
<br />(together with this Security Instrument) can be sold one or more times without prior notice to Borrower. A sale might
<br />result in a change in the entity (known as the "Loan Servicer") that collects Periodic Peyments due under the Note and
<br />this Security Instrument and performs other mortgage loan servicing obligations under tha Note, this Security
<br />Instrument, and Applicable Law. There also might be one or more changes of the Loan Servicer unrelated to a sale of
<br />the Note. If there is a change of the Loan Servicer, Borrower will be given written notice of the change which will state
<br />the name and address of the new Loan Servicer, the eddress to which payments should be made and eny other
<br />information RESPA requires in connection with a notice of transfer of servicing. If the Note is sold and thereafter the
<br />Loan is serviced by e Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligetions to
<br />Borrower will remain with the Loan Sarvicer or be trensferred to a successor Loan Servicer and are not assumed by the
<br />Nota purchaser unless otherwise provided by tha Note purchaser.
<br />Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an individual litigant
<br />or the member of a class) thet arises from the other party's ections pursuent to this Security Instrument or that alleges
<br />that the other party has breached any provision of, or eny duty owed by reason of, this Security Instrument, until such
<br />Borrower or Lender has notified the other party (with such notice given in complience with the requirements of Saction
<br />15) of such alleged breach and afforded the other party hereto a reasonable period efter the giving of such notice to
<br />take corrective action. If Applicable Law provides a time period which must elapse before certain action can be taken,
<br />thet time period will be deemed to be reasoneble for purposes of this paragraph. The notice of acceleration and
<br />opportuniry to cure given to Borrower pursuent to Section 22 and the notice of acceleretion given to Borrower pursuant
<br />to Section 18 shall be deemed to satisfy the notice end opportunity to take corractive action provisions of this Section
<br />20.
<br />21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substences" ere those substances
<br />defined as toxic or hazardous substences, pollutants, or wastes by Environmental Law and the following substances:
<br />gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents,
<br />materials containing asbestos or formaldehyde, and radioactive materials; (b) "Environmentel Law" means federal laws
<br />and laws of the jurisdiction whera the Property is located that relate to health, safety or environmentai protection; (c)
<br />"Environmental Cleanup" includes any response action, remediel action, or removal action, as defined in Environmental
<br />Law; and (d) en "Environmental Condition" means a condition that can cause, contribute to, or otherwise trigger an
<br />Environmental Cleanup.
<br />Borrower shell not cause or permit the presence, use, disposal, storege, or release of any Hazerdous Substances,
<br />or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do, nor allow anyone else
<br />to do, anything effecting the Property (a) that is in violetion of any Environmental Law, (b) which creates an
<br />Environmental Condition, or (c) which, due to the presence, use, ar release of e Hazardous Substance, creates a
<br />condition that adversely affects the value of the Property. The preceding two sentences shell not apply to the
<br />presence, use, or storage on the Property of small quantities of Hazardous Substances that ere generally recognized to
<br />be appropriate to normal residential uses and to maintenance of the Property (including, but not limited to, hazardous
<br />substances in consumer products).
<br />Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lewsuit or other action
<br />by any governmental or regulatory agency or private party involving the Proparty and any Hazardous Substance or
<br />Environmental Law of which Borrower has actual knowledge, (b) any Environmental Condition, including but not limited
<br />to, any spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (c) any condition
<br />caused by the presence, use or release of a Hazardous Substance which adversely affects the value of the Property. If
<br />Borrower learns, or is notified by eny governmental or regulatory authority, or any private party, that eny removal or
<br />other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all
<br />necessary remedial actions in accordance with Environmental Law. Nothing herein shell create any obligetion on Lender
<br />for an Environmental Cleanup.
<br />NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows:
<br />22. Acceleretion; Remedfes. Lender shall give notice to Borrower prior to acceleration following Borrower's
<br />breach of any covenant or agreement in this Security Instrument (but not prior to ecceleration under Section 18 unless
<br />Applicable Law provides otherwise). The notice shell specify: (a) the default; (b� tlie action required to cure the default;
<br />(c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured; and
<br />(d) that failure to cure the defauit on or before the date specified in the notice may resuit in accel�ration of the sums
<br />secured by this Security InsVument and sale of the Property. The notice shall further inform Borrower of the right to
<br />reinstate after acceleration and the right to bring e court acUon to assert the non-existence of a default or any other
<br />defense of Borrower to acceleration and sale. If the default Is not cured on or before the date specified in the notice,
<br />Lender at its option mey require immediate paymant in full of all sums secured by this Security InsVument without
<br />further demand and may invoke the power of sale and any other remedies permitted by Applicable Lew. Lender shall be
<br />entitled to collect all expenses incurred in pursuing the remedies provided in this Section 22, including, but not limited
<br />to, reasonable attorneys' fees and costs of tiUe evldence.
<br />If the power of sale is invoked, Trustee shall record e notice of default in each county in which any part of the
<br />Property is located and shall mail copies of such natice in the manner prescribed by Applicable Lew to Borrower and to
<br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01
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