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<br />WHEN RECORDED MAIL TO:
<br />Five Points Bank �
<br />West Branch � �
<br />2009 N. Diars Ave. �
<br />Grand Island. NE 68803 FOR RECORDER'S USE_ONLY
<br />F►VE' POINTS B�41vK
<br />DEED OF TRUST
<br />THIS DEED OF TRUST is dated January 20, 2012, among JEREL ROSS, a/k/a JEREL L ROSS
<br />and KATHERINE ROSS; Husband and Wife ("Trustor"); Five Points Bank, whose address is
<br />West Branch, 2009 N. Diers Ave., Grand Island, NE 68803 (referred to below sometimes as
<br />"Lender" and sometimes as "Beneficiary"); and Five Points Bank, whose address is P.O Box
<br />1507, Grand Island, NE 68802-1507 (referred to below as "Trustee"1.
<br />CONVEYANCE AND QRANT. For valuabla consideretion, Trustor conveys to Trustee in trust, WITH POWER OF SALE,
<br />for the benefit of Lender es Beneflciary, ail of Trustor's r(ght, title, and interest in end to the following described real
<br />property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all
<br />easements, rights of way, end appurtenances; all water, weter rights and ditch rights (including stock in utilities with
<br />ditch or irrigation rightal; and all other rights, royaltiea, end profits relating to the real pro�erty, including without
<br />limitation atl minerals, oil, gas, geothermal and similar matters, (the "Real Property ) located in HALL
<br />County, State of Nebraska:
<br />LOT TWENTY-FOUR, WEST BEL AIR FIFTH SUBDIVISION, CITY OF GRAND ISLAND, HALL
<br />COUNTY, NEBFiASPCA
<br />The Real Property or its address is commonly known as 1746 DOREEN ST, GRAND ISLAND,
<br />NE 68803.
<br />REVOLVING LINE OF CREDIT. This Deed of Trust secures the Indebtednass including, without limftation, a revolving
<br />Iine of credh, which obligates Lender to make advancea to Trustor so long as Trustor complies wtth all tha terms of the
<br />Credit Agreement. Such advences may be made, repald,.and remade from time to time, subject to the limitation that
<br />the total outstanding balance owing et eny one time, nqt including flnance charges on such balence at a fixed or
<br />variabla rate or sum as provided in the Credit Agreement, any tamporary overages, other charges, end any amounts
<br />expended or advanced as providad in this paragraph, shell not exceed the Credit Limit as provided in the Credit
<br />Agreement. It is the intention of Trustor and Lender that this Deed of Trust secures the balance outstanding under the
<br />Credit Agresment from time to time from zero up to the Credh Lim(t as provided in the Credit Agreemerrt and any
<br />intermediate balance.
<br />Trustor presently assigns to Lender (also known as Beneficiary in this Deed of Trust) all of Trustor's right, title, and
<br />interest in and to all present and future leases of the Property and all Rents from the Property. In addition, Trustor
<br />grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents.
<br />THIS DEED OF TRUST, INCLUDINQ THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND
<br />PERSONAL PROPERTY, IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND (8) PERFORMANCE OF
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