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20�20065� <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Bonower and recorded with it. <br />(Seal) <br />Mark E Dreher -Borrower <br />r <br />/ <br />(Seal) <br />Sharon K Dreher -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />0 Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA-Single Family-Fennfe Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP � <br />Wolters Kluwer Flnancial Services <br />Form 3028 1/01 <br />VMPB�NE) (1105) <br />Page 18 of 17 <br />