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201200634 (C) "Lender" isT�'ELLS FARGO BANR, N.A. Lender is a NATIONAL ASSOCIATION organized and existing under the laws of T� Lender's address is 101 NORTH PSILLIPS II1�TITED STATES AVENUE, SIOIIX FALLS, SD 57104 Lender is the beneficiary under this Security Instrument. (D) "Trustee" WELLS FARGO FINANCIAL NATL BNR (E) "Note" means the promissory note signed by Borrower and dated ��Y 18, 2012 , The Note states that Borrower owes Lender �O HUNDRED THOIISAND A1�ID 00/100 Dollars (LJ.S. $*****200, 000 . 00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later tha.n�BRIIARY O1, 2032 . (F) "Property" means the properiy that is described below under the heading "Transfer of Rights in the Properly." (G 1"Loan" mea.ns the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H1 "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Bonower [check box as applicable] : � Adjustable Rate Rider � Condominium Rider ❑ Second Home Rider ❑ Balloon Rider 0 Planned Unit Development Rider � 1-4 Family Rider 0 VA Rider 0 Biweekly Payment Rider � Other(s) [specify] 0! "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of la.w) as well as all applica.ble final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Properiy by a condominium association, homeowners associa.tion or similar organization. (K) "Electronic Funds Transfer" means any transfer of funds, other tha.n a transaction originated by check, draft, or similar paper instrument, which is initia.ted through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items° means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than �nc�,rance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Properiy; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Properlv. NEBRASKA-Sirtgle Family-Fannia Mae/Freddie Mac UNIFORM INSTRUMENT Form 3026 1/01 y� � VMP61NE) (11061.00 Woltars Kluwar Flnancial Services Paga 2 of 17