|
��
<br />-
<br />�i
<br />N �
<br />e ��
<br />� ��
<br />N ��
<br />B ��
<br />0
<br />� ��
<br />� �
<br />��
<br />-
<br />��
<br />��
<br />�
<br />ll �
<br />���
<br />�
<br />THIS INSTRUMENT PREPARED BY:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
<br />r�
<br />� �
<br />�
<br />� S rV
<br />� �
<br />� ' �
<br />o N
<br />� _.. �
<br />rn � c7
<br />� �
<br />(� L ' 3
<br />r�
<br />z
<br />� O o 1—+
<br />-'� �
<br />o �
<br />rn �
<br />m W
<br />0
<br />�
<br />n �
<br />C 3�
<br />Z �
<br />. m
<br />� o
<br />O 'Tf
<br />'n z
<br />= m
<br />D o0
<br />r �
<br />r n
<br />�
<br />x
<br />D
<br />�
<br />�
<br />N
<br />O
<br />�--�
<br />N
<br />O
<br />O
<br />�
<br />N
<br />f-+
<br />�
<br />Ci�
<br />�
<br />�
<br />�
<br />C�
<br />AFTER RECORDING RETURN TO: � .
<br />Home Federal Savings & Loan Association of
<br />Grand Island ��
<br />221 South Locust Street -� �,
<br />GRAND ISLAND, NE 68801
<br />(Space Above This Line For Recording Data)
<br />DEED OF TRUST
<br />THIS DEED OF TRUST ("Security Instrument") is made on January 18, 2012. The grantors aze DANIEL P
<br />SPRINGER and SUSAN M SPRINGER, HUSBAND AND WITE, whose address is 3624 SCHROEDER AVE,
<br />GRAND ISLAND, Nebraska 68803 ("Borrower"). Bonower is not necessarily the same as the Person or Persons
<br />who sign the Note. The obligations of Borrowers who did not sign the Note are explained further in the section
<br />titled Successors and Assigns Bound; Joint and Several Liability; Accommodation 5igners. The trustee is
<br />Arend R Baack, Attorney whose address is P.O. Boz 790, Grand Island, Nebraska 68802 ("Trustee"). The
<br />beneficiary is Home Federal Savings & Loan Association of Grand Island, which is organized and existing
<br />under the laws of the United States of America and whose address is 221 South Locust Street, Grand Island,
<br />Nebraska 68801 ("Lender"). DANIEL P SPRINGER and 5U5AN M SPRINGER owe Lendar the principal sum
<br />of One Hundred Twenty Thousand Ninety-three and 50/100 Dollars (iJ.S. $120,093.50), which is evidenced by
<br />the note, consumer loan agreement, or similar writing dated the same date as this Security Instrument (the "Note"),
<br />which provides for Single payments ("Periodic Payments"), with the full debt, if not paid earlier, due and payable
<br />on January 17, 2013. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the '
<br />Note, with interest, and all renewals, extensions and modifications of the Note; (b) the paytnent of all other sums,
<br />with interest, advanced to protect the security of this Security Instrument under the provisions of the section titled
<br />Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and agreements
<br />under this Security Instrument and the Note. For this purpose, Borrower, in consideratiott of the debt and the trust
<br />herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described
<br />property located in the COUNTY of HALL, State of Nebraska:
<br />Address: 3624 SCHROEDER AVE, GRAND ISLAND, Nebraska 68803
<br />Legal Description: LOT ONE (1) OF WESTROADS ESTATES THIItD SUBDIVISION, HALL
<br />COUNTY, NEBRASKA.
<br />TOGETHER WITH all the improvements ttow or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is refeaed to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for etteumbra.nces of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrattces of record.
<br />Secured Indebtedness. The debt evidenced by the Note and wluch is secured by this S6curity Insizvment is
<br />subject to the provisions of 12 CFR 226.32. Borrower aclmowledges that Bonower has received the disclosures
<br />prescribed by 12 CFR 226.32 at least three busineas days prior to the execution of the Nots and this Security
<br />Instrument, or as otherwise required by 12 CFR 226.31. Borrower and Lender further acknowledge and agree that
<br />this Security Instcument will secure additional debt subject to 12 CFR 226 only if Lendar satis�es the necessary
<br />requirements imposed on such debt imposed by 12 CFR 22632 and Applicable Law.
<br />Borrower attd Lender covenant and agree as follows:
<br />Payment of Principal and Interest; Prepayment and Late Charges. Borrower shall promptly pay when due the
<br />principal of and interest on the debt evidenced by the Note and any prepayment and late charges due under the
<br />Note.
<br />Applicable Law. As used in this Security Instrument, the term "Applicable Law" shall mean all controlling
<br />applicable federal, state and local statutes, regularions, ordinances and administrative rules and orders (that have
<br />khe effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />� 20042011 Comptiance Systems, Inc. ADCD-461 A- 2010L1.15.461
<br />Coasumer Real Eatate - Security loatrument DL2036 Page 1 of 6 www.compliancesyetema.com
<br />
|