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201200640 �a) Any such agreements will not affect the amounts that Borrower has agreed to pay for�Iortgage Insurance,or any other terms of the Loan. Such agreements will not increase the amount Borrower svill owe for Mortgage Insurance,and they will not entitle Borrower to any refund. (b) Any such agreements will not affect the rights Sorrower has-if any-with respect to the Mortgage Insurance under the Homeowners Protection Act of 1998 or any other law.These rights may include the right to receive certain disclosures,ta request and obtain cancellarion of the Mortgage Insurance,to have the Mortgage Insurance terminated automatically,and/or to receive a refund of any 11�Iortgage Insurance premiums that were unearned at the time of such cancellation or termination. 11. Assignment of M iscellaneous Proceeds; Forfeiture.All Miscellaneous Proceeds are hereby assigned to and shall be paid to Lender. If the Property is damaged,such Miscellancous Proceeds shall be applied to restoration or repair of the Property,if the restoration or repair is economically feasible and Lendei s security is not lessened. During such repair and restoration period,Lender shall have the right to hold such Miscellaneous Proceeds until Lender has had an opportuniry to inspect such Properry to ensure the work has bezn completed to Lendei s satisfaction,provided that such inspection shall be undertaken promptly.Lender may pay for the repairs and restoration iu a single disbursement or in a series of progess payments as the work is completed.Unless an agreement is made in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds, Lender shatl not be required to pay Borrower any interest or earnings on such Miscellaneous Proceeds.If the restoration or repair is not economically feasible or Lender's security«�ould be lessened,the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument,whether or not then due,�*rith the excess,if any,paid to Borrower. Such Miscellaneous Proceeds shall be applied in the order provided for in Section 2. In the event of a total taking,destruction, or loss in value of the Property,the Miscellaneous Proceeds shall be applied to the sums secured by this Security Tnstrument,whether or not then due,with the excess,if any, paid to Borrower. In the event of a partial taking,desh-uction,or loss in value of the Property in which the fair market value of the Property immediately befo�e the partial taking,destruction,or loss in value is equal to or greater than the amount of the sums secured by this Security lustrument immediately before the partial takiug,destruction,or loss in value,unless Borrower and Lender otherwise agree in writing,tlie sums secured by this Security Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction:(a)the total atnount of the sums secured immediately before the partial taking,destruction,or loss in value divided by(b)the fair market value of the Property immediately before the partial taking, destructioi�,or loss in value. Any baiance shall be paid to Borrower. In the event of a paztial taking,destruction,or loss in value of the Proper[y in s��hich the fair market value of the Property immediately before the partial taking,destruction, or loss in value is less than the amount of the sums secured immediately before the partia]taking,destruction,or loss in value,miless Borrower aud Lender otherwise agree in writing,the Miscellaneous Froceeds shall be applied to the sums secured by this Security Iustrument whether or not the sums are then due. IP the Property is abandoned by Borrower,or if, after notice by Lender to Borrower that the Opposing Party (as defined in the next sentence)offers to make an award to settle a claim for damages,Borrower fails to respond to Lender within 30 days after the date the notice is given,Lender is authotized to collect and apply the Miscellaneous Proceeds either to restoration ar repair of the Property or to the sums secured by this 8801128567 BB0112B567 NEBRASKFSingie family-Fannie Mae/Fredd�ie Mac UNIFORM INSTRUMENT WITH MERS Form 3028 1!01 VMP Q VMP6A(NE)(it05) Wolters Kluwer Financial5ervices Page 7Q of 17