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<br /> to prevcnt the enforcement of tho lien whilc those proccedings are penciing,buf only imtil euch proceed'uigs
<br /> are concluded;or(c)secures from the holder of che lien an agreement sxtisYacTary to L ender subordinating
<br /> thc lien to thie Socuriry I�istrwnenC.If Le�der detcmiines that any part of the Property is subject to a lien
<br /> which ean att�in prioriry over this Seauiry Inshument, Lender may give Borrowe�a notice identifying
<br /> the lien. Within 10 days of t6e daG;on which thxt notice is given,Borrower shall satisfy thc lieu or take
<br /> one or inore of the actions sct foith above in this Scction 4.
<br /> Lender may require Borrower Yo pay a one-time chaige for a real estate ta�c verification and/or reporting
<br /> service used by Lender in comiection with this Loan.
<br /> 5. Property Insurance. Borcowct shall keep Ihe irar�rovements now existing or hereaftcr erected on
<br /> the Property insured against foss by frre,hazards included wilhin the term"extended covexage,"and any
<br /> other hszards includiug,but not limited to,eartliyuakes and floods, for�ahich Lender req�ires insurance.
<br /> This insurance shall be maintaincd in the arnounts(including deductible(evels)and for thc peciods that
<br /> Lender requires, What Lender requires pursuant to the preceding sentenczs can change during the term
<br /> of the Loan.T'hc insurance carrier pxoviding the utsurance shall be chosen by Borrower subject m Lender's
<br /> right to disapprovc Borrower's choice,whicti right shal I not be excrcised uoreasonably. Lender may
<br /> require Borrower to pay,in connection with this Loan, either. (aj a one-dme charge for flood zone
<br /> detcrmination,certification and uacking services; or(b)a onc-time chargc for flood wne determination
<br /> and certitication ccrvices and subsequent charges each time remappings or similar changes occur which
<br /> reasonably mighC affect such deu miuiation or certification, Borruwcr shall also be responsible for the
<br /> paymznt of any fees unposed by the Federal Emergency Management Agency in connection with tl�e
<br /> review of any flood zone detcrmination r�sulting from aai objectioi�by Borrnwer.
<br /> lfBon�ower fxils to main[ain any of nc�coveragcs described above,Lender may obtain instuancc cocerage,
<br /> at Lender's option and Borrower's expensc.Lender is under no obligation to purchase any particular type
<br /> or nmount of coverage. Thereforo, such covcrage e.hali cover Lender, but might or might not protect
<br /> Barrower, 6orrower's equiry in thc Pro�erry, or the coiitenfs of the Yroperty,against any risk,hazazd nr
<br /> liabiliry and might provide�Keater or]asser covexagc than was prcviously in effeck Borrower acknowledges
<br /> that thc cost of the insurance coverage so obtained might significantly exceed the cost of insurance that
<br /> Borrower could have obtained. Any amounts disbursed by Lender undcr this Section 5 shall become
<br /> additional debt of Borrowcr secured by this Seciuity Instmuient.These amounts shall bear interest at die
<br /> Note rate from the date of disbursewent and shall be payable,with such mterest,upon notice from Lender
<br /> to Borrower requesting payment.
<br /> All insurazice policies required by Lendcr and reuewals of such policies shall be subject to L ender's right
<br /> to disapprove such poficies,shall include a standxrd wortgage clanse,and shall name Lender as moitgagec
<br /> and/or as an additional toss payec.Lender shall have the right to hold the policies and renewal certiScates.
<br /> If Lender requires,Borrowar shall promptly givc to Lender all receipts of paid premiums and renewal
<br /> notices. If Borrower obtains any form of insurance coverage,not othenvise required by Lender,for
<br /> damage to,or destruction of,thc Properi};such policy shall iuclude a standard mort�,age clause aud shall
<br /> naine Lender as inortgagee and/or as xn addiCional loss payec.
<br /> In[he evanc of'loss,Bon�ower shall give prompt notice to the insurance carrier and Lender. Lender may
<br /> make proof of loss if not made prompNy by Borrower. Unless Lendet and Borrower o[hern•ise agree in
<br /> writing,any insurance procecds, whether or not the underlyuig insurance was requued by Lender,shal]
<br /> NEBRASKA-Smgln Family-Fannie Mae:Fretltlie Mac UWFOkM INSTRUMENT 1fl�335338
<br /> Fortn 30281I01
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<br /> 2012011B4.OA.0.4002J201ID209V Initials: � �IG Pa9e6of11
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