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..�� <br />�� <br />- <br />N � <br />0 � <br />� �� <br />N ��' <br />0 �� <br />0 <br />� �� <br />rn �� <br />��. <br />..�� <br />�� <br />�� <br />�� <br />�� <br />� <br />e <br />�•.: <br />� <br />� <br />A � <br />A �� <br />�°o = <br />��� <br />� <br />� <br />_) <br />� <br />After Recording Retum To: <br />HERITAGE BANK <br />315 W. 60TH STREET, SUITE 100 <br />KEARNEY, NEBRASKA 68847 <br />Loan Number: 07-1667 <br />DEED OF TRUST <br />DEFINITIONS <br />� <br />�--a <br />= v <br />m � <br />r . <br />r � <br />o � , N <br />� � � <br />cn --G <br />--� 3 <br />rn <br />� <br />° � W <br />- n <br />r� <br />�� .� <br />r " � O <br />0 <br />N <br />Ca CI) <br />Cv7 -•-1 <br />C D <br />z m <br />� <br />�o <br />o -*� <br />�� <br />� rn <br />D w <br />r � <br />r a <br />� <br />� <br />D <br />� <br />� <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regazding the usage of words used in this document are also provided in Section 16. <br />23 <br />(A) "Security Instrument" means this document, which is dated JANUARY ��, 2 012 , together <br />with all Riders to this document. �-- <br />(B) "Borrower" is BRETT J. FORSMAN, A SINGLE PERSON <br />Bonower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a NEBRASKA CORPORATION organized <br />and existing under the laws of NEBRASKA . <br />Lender's address is 315 W. 60TH STREET, SUITE 100, KEARNEY, NEBR.ASKA <br />68847 . <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Tr�stee" is CENTR.AL NATIONAL BANK <br />PO BOX 268, SUPERIOR, NEBRASKA 68978 2 � . <br />(E) "Note" means the promissory note signed by Borrower and dated JANUARY ��, 2 012 . <br />The Note states that Borrower owes Lender E I GHTY - ONE THOUSAND AND 0 0/ 10 0� <br />Dollars (U.S. $ 81, 0 0 0. 0 0 ) <br />plus interest. Bonower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later <br />than FEBRUARY 1, 2 0 4 2 . <br />(� "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(� "Riders" means all Riders to this Security Instrument that are executed by Bonower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br />� Adjustable Rate Rider <br />� Balloon Rider <br />� 1-4 Family Rider <br />� Condominium Rider <br />[Space Above This Line For Recording Data] <br />� Planned Unit Development Rider <br />� Biweekly Payment Rider <br />� 5econd Home Rider <br />� Other(s) [specify] <br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable fmal, non-appealable judicial <br />opinions. <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 1 1 <br />N <br />O <br />t�-+ <br />� <br />Q <br />0 <br />� <br />i�-+ <br />� <br />�JoJ� <br />� <br />DodNaglc � <br />www.docmaglc.com <br />Ne3028.dot.unl <br />