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<br /> • tio lon cr bc rc uired,at the optian of lxndcr,if mortg.igc insur.�ncc cnvcr:igc l in�t'hc:un wnt und for thc pericxi `:���=
<br /> : payments may 6 9 p;. ' - ,
<br /> ..-.::;��, that I.cndcr requires)prmided by an iusurer uppruv�d by l.cndcr a�;:in hecomr..►vuil,iblr and is r6tained. E�urrowcr shall �y �n..
<br />. . . the premiums required to maintain mortgage insur�nce in et'fect, ar t�►pr�vide n los� reserve,until the rcc�uirement(or mortgage �.
<br /> ..�,;�`,. insurance ends in accordance with any written abreement bet«�ern Hnrrrnver a�ul tA��u�r,z:aNN's�able!�p Y .,
<br /> ��� 9. lnspectlon.l.ender or its agent may make rc:►sanable cntries upon and inspc!'lio�ls uf IhC Pru �.rt Lcndcr titiall givc �,,;,
<br /> Borrower notice at the time of ar prior to an inspection specifying rws�muble cause for the inspecti�in. ���
<br /> 10. Condemnatton.The proceedc of any award ur claim for damages, direct or conscquential, in connection with uny �..__.
<br /> ` condemnatian or other taking of any part uf tlie Property. or for com�eyancc in lieu nf cundcmnatian, an:hcreby assigncd and ��,.:
<br /> . shall be paid to Lendcr.
<br /> '� In the event of a total taking of the Property,the proceeds shall be applied to the smns secured by thir Securiry l�xstrument, �
<br /> � T� whether or not then due,with any excess paid to Borro��'er. In t4e event o;a partial taking of the Property in whi�h thc fuir __
<br /> market value uf the Property immediutely before thc taking is equal to or grcater than the amount nf tl�e sums sccured by this _
<br /> Security Instrument imrnediatcly before tlie tukiag,unless Borrower and Lendcr otherwisc agrce in�vriting.thc sun�.s secured by —
<br /> �• this Security Instrument shall be reduced by the amouat of the pro�:ec�� muLtrplied by the follawinb fractian: la) the tatal L
<br /> amount of the sums secured imnzediat�ly before the taking,divided by(b)thc fair market valuc af thc Praperty immediately s
<br /> " '� before the taking. Any balance sh�ll be paid to Horrawer. In the event of a partial taking of thc Property in which the fair
<br /> market value of the Property immedi�tely before the taking ic Ir,s than thc amount of the sums secured iimnediately bcfore thc
<br /> . � taking, unless Borrower and Lender otherwise agme in�vriting or unless applirnble law otherwicc provides, thc procecds shall �:•-
<br /> ���.' be applied w the sums secured by this Security Instrument whether or not the sums are then due. __
<br /> ;;.,._•;ti�l If the Property is abandoned by�orrower,or if, after noticc by I.ender to Borrowcr tl�at the condemnor offcrs ta makc an -
<br /> t�;�;;� awazd or settle a claim for dama�es, Borrower fails ta respond to Lender within 30 d:iys after the daae the notice is given, _
<br /> Lender is authorized to collect and npply the praceeds, at its option,either to restoration or repair of the Property or to the sums
<br /> secured by this Security Instrument.�vhether or not then due.
<br /> Unleas Lender anA Borrower othenvise agree in writing. any applicativn of proceeds to principal shall not extend or
<br /> _ ' . postpone i�he due date of the monthly paymcnts refcrred to in pamgraphs 1 and 2 or changc the amount af such payments.
<br /> � � :�.a�Ci 78:.er;:1�i�eieused;ForSearance By I.cnrier�io[a Waiver.�xiC�i�ttiit vi ut�21nw fC:�..`1�.^•1PP.t nr m�iflC:lt1(1J1
<br /> of amoni�ation of the sunu secured by this Sezurity Insttument granted by l.ender to any successor in interest of Borrower shall
<br /> =w•r ��•�.• not operate to rele,se rthe liability of thc originul Burrower or Borrower's successors in interest.Lender shall not be requiced to
<br />:-; �_.�,._-. .
<br /> .,+�,.f;,,.��-_ . cummence proceedings agtunst any successor in interest or refuse to extend time for payment or otherwise modify amortvanon �
<br /> � ''�`�i,�� of the sums secured by this Seciu.it�r Instrument by reasan of any demand made by the original Borrower or BuROwer's
<br />•�-.,�:;:�,:•�•�
<br />-���yt�:.�;.,,, successors in interest. Any fo:b:.a.:.�-�:c by I.z;�dcr in exercis'sr.;any rigi�t oi remedy sha!� �not be a waiver of or pn�cli�de the
<br /> -,.�,.,.
<br /> -,;—�,�;.,�;�� exercise of any right or rcmedy.
<br /> . 1'l. Successors und Assigns Bound; .lolnt and Several LiabSlity; Co-signers. The covenants and agrcem�nts of this
<br /> -:,�i^° Security Instniment shall bind and benefit the successon and assigns of[.ender and Borrower, subject to the provisions of
<br /> --�''� paragraph 17. Borrower's covenants a�id agreements shall be joint and se��eral. Any Borrower �vho co-signs this Security
<br /> ""�'��<�._.,._._ Instrument but does not ex.ecute the Note: (a) is co-signing this Security Instrument anly to mortgage,grant and com�ey that
<br /> _._ ��n„� Borrower's interest in thc Property under the tcmu of this Securi¢y Instniment; (b)is not personally obligatcd to pay the sums
<br /> �--=R.,;.�� securai by this Securiry Instrumenr,and(c)agrees that Lender nnd any other Borrower may agree to extend, modify, forbear or
<br /> ___—_ make any accommodations with regard to the terms of this Security Instrument�r the Note�vithout that Borcower's consent.
<br /> - _ - l3.Iaan Charges. If the loan secured by this Security Instrument is subjett to a 1aw which sets maximum loan charges.
<br /> �L�;.��:�a and that law is finaUy inte�preted so that the interest or other loan charges collected or to f��e collected in connection with the
<br />���r'�• loan excc�d the permitted limits, the:�: �a)any such loan charge shall be reduced by the�mnunt necessary to roduce the charge
<br />_�_,,,� to the pem�itted limit:zmd(b)any sums already collected from Borro�ver whicli exceeded permitted•limits will be xefunded to �-
<br /> --- Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct
<br />-,�.�,,,,�" payment to Barrower. If a refund roduces principal, the raluction �.�li be trcated as a partial prepayment without any
<br /> -.-�,aar�°"' prepaymcnt cl�arge under the Note.
<br /> - �'-� 14.Natices.Any notice to Borrower provided for in this Security Instrument shall be given by dclivering it or by mailing
<br /> �'��� it by first ctass mai6 unless applipble law requires usc of another method.Thc noticc shall be directcd to the Property Address
<br /> ... .,;�.__:
<br />- ;•,...�,,-;• or any other address Borrowcr designates by� notice tu Lender. Any natice to Lender shall be given by first class ma� to
<br /> `�'���4tit••`�• I.ender's address stated hcrein or any other adAress [.ender designates by noticc tu Borrower. Any notice provided for in this __
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<br />--•��s��)•:•��� Sect�r:+ty Instrument shall i�e deemal to have been given to Dorro�ver or Lender when given as provided in this par�grap .
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<br /> : .¢�{'• �- . 15.Governing L�w; Severobllity. This Security Instrumcnt shatll be g�verned by federal law and tlie law of thc
<br />-- ' . jurisdietion in whicko the Property is located. ln the event that any provision ar clause of this Security Instrument or tlie Note _.
<br /> ° conflicts with applic;ible law,such conflict shall n�t affect other provisions of this Secu�iry Inswment or the Note which ean be �-'
<br /> "'" ' ""'� given effect witno::c the conflicting provision.To this end the provisions af chis Security instrument and the Note :ire declared �,_
<br /> �.�.
<br /> � to be severable. '.�
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<br /> - 16.Borrower's Copy.Borrowcr shall be given one�vnformed copy of th�Note and of this Sccurity Instrumcnt. �_-
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