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<br /> of Ronower's covenan►s :uid agrcements under this Security Instrunient nnd the Note. Far tiis purpose, �,
<br /> 1 ir.revocably grnnts and conveys[o the Trustee, in trust, with power of sale, the following descrlbed proper�3,IcYcaud
<br /> ,,,.N;.=y �n Ha l l Councy. I�Tebrnska,
<br /> � '`' Lot Two (2). in Block One (1) . East North Lawn Addition, Wood River, Ha11
<br /> County. Nebra ska. . -
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<br /> r which has the address of 1407 N. L 111 y.Wood Ri v2r Is�ne�, c�q1, �,'""':`
<br /> ' � Nebraska 68883 i2�coae� ("Property Address"); —
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<br /> . TOGETH� \VITH all the improve�ents now or hareafter erected on thc propeny. and ail easemems, __
<br /> appurtenances �c� fiatures now or hereafter a parc of the property. All ceplacements nnd addicions shacll al�:o bc E __
<br /> ��:.:;;�;. covered'oy this Securi.ry Instrnment. All of the foregoing is referred to in this Securiry Instrument as the'Fraperty.' E:-_..
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<br /> •;;� � BORROWER COVENANTS that Bonower is lawfully seized of the estate herehy cc:'r�;:...�LL«a��;�C„t�'n�a•
<br /> grant aad convey Yhe Property and that the Property is uneacumbered,except for encumbrances of reco:d. Borrower
<br /> � , warrants and ivijl defend gcncraily tt�e iit:a ia tl:� °:a�m� sg^.iust �!! et�n,s and demands. subie:ct to anlr -- -
<br /> .,,,; - encumbrances of record.
<br /> ` �;t�•;:''� THIS SECU�RITY INSTRUM�NT combines uni�'�rm covenants for national use and non-unifoam covc:ra��t_s
<br />-` ��:�;c;�`' wiih limited variations by jurisdiction to coustitute a aniiorm secur[ty instrument co�es•ing real propeiry.
<br /> ; �. _ .,
<br /> � Borrowe�ancl Lender covenant and agree as follows:
<br /> -_ - � � UNIF(�rRiV1 COVENANTS.
<br /> y - .. 1. Paymen4 of Pr(ncipal, Interest and Late Charge. Borrower shall pay when dce the princi��l ofo �nd
<br />= � '' ' intenst on,the debt evtdenced by the Note and latc charges due under the Note.
<br />?+�: . ��;- 2. Monthly Payment of Texes, Iasnraace and Other Charges. Borrower shall includ� in each mon�hly
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<br />_:�•_��...,,,{„ . paymeat,togsther with the principal and interesc as set forth in tha Note attd any 1n�::�i«►��s.a�um ior�n)taacs and
<br />�°'=''.r,;;:,;;� special assessments levied or to be levied against the Property, (b) leaschaid puymer.ts or ground rents ondte
<br />'"L � �ropercy,and(c) premiu�ns far insurance required under paragraph 4. In any year in which the l.ender must p�y a
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<br />—.._ ���� ' mortgage insurance premium to the Secretary of Housi,�g and Urban Development("Secretary"), ox iro nny y��r u�
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<br />=��'�;:�c•��;��rti which such p.r�mium would have been rec�uired if Lender still held the Security Instrument,esich mont,�.'ty paym¢nt
<br /> '`'� `' ^tr,t• shall also inch�de either: (i)a sum for the annual mortgage insurance pT�emium to be paid by Lendtr to tbc Secretary,
<br /> �"{�'����'��' ' or(ii)a mondily chazge instead of a mort a e insurance remium if tY�is Security Instrument is heltl by the• Secr+r:i�y,
<br /> ,.,,r:r;•.,y g� P
<br /> ��`�'�j in a reasonable amount to bs determined by the Secreqary. Eacept for the monthly charee Uy the Secrotary, ches�
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<br /> '-` �'y�it,;�' i;ems are called"Escrow(tems'and the sums paid to Lendor are called"Escrow Funds."
<br /> •�x�+^�". [.ender may, at any time,collect and hold am4unts for Escmw Items in an a�ere�ate amount not v� �xceed Ut�;
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<br /> __�';.��,� �� maaimum amount[hat may be required for Borrower's escrow account under the Real Estate Settlemenr. Ptocedun�s
<br /> ���,�:: A�t of 1974, 12 U.S.C. Section 2601 ea seq. and im�plementing regulations, 24 CFR Pan 35�, as t�ley may b�
<br /> � . . lmendecl from time to time ("RESPA"), except [hat tt��cuahion or reserve permitted by RESPA for uuranticipate d �
<br /> �:;s,4;;,� disbursements or disbursements before the Bonower's payments are available in the account may not be basc�o n __
<br /> : � � � amounis due£or the mortgage iusurance�remium. —-
<br /> `. ��4R(NE)196041.ot veye 2 ot B �°ns;�: t4.
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