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201200550 (C) "Lender'° is E(lUITABLE BANK Leudc.risa Savings Qanl< orgnnizedandexistingundertihelawsofTHE STATE OF NEBRASKA l:ender'saddressis 113-115 N LOCUST ST PO [30X 160 GRAN� ISLAND NE 68802-0160 LonBcr is the benefioiary under tl�is SecuriLy instrmnenE. (D) "Trustee" is EQUITA6LE BANK (E) "Note" means the promissory note signcd Uy Rorrower and dated J a n U a Y'y 18, 2012 'fltc Notc states that Boirower owes Lender ONE HUNDRED TWELVE THOUSAND FIVE hIUNDRED AND 00/100 Dollars (U.S, $1 l 2 ,500.0 0 }pins iiiterest, Borrower has promised to pay this debC in robnlar Periodic Pa�yments and to pay the debt in full not later Yhnn Feb r ua ry 1 , 2027� , (F) "Properly" means 11io property that is cleaeribed below tmder Yhe heaciing"Trtu�stLr of Rights in tMe Property." (G) "Loan" menns Cha dcUt evidenced by the Note, plus interest, any prepa}nnenf cl�arges ancl 1�Ee oh�r�os duc rnidee Uie Nofe, and all swne dua ixnder tMs Secnrity Inshnment, }�lt�s intareat. (H} "RideYS" means all Riders to tlua Seeurity lnstrtuneut that are executed bg Boerc�wen Tl�e following Riders aro to be executed by Borrowar [oheck box as applioable): ❑Adjustable Rate�Rider � Condominimn Rlder � Second Honie Rider � BEilloon Rider �Planneel Unit llevelopmenE Rider � 1-4 FAmily Ridcr �VA Rider ❑Biweeldy Faymznh Rider 0 OH�er(s) [specify] (I) "AppliCable Law" meaus all concrollinb applicaUle fecieral, state and locnl slatutes, regulatiovs, ordinanccs and ad�ninish•ntive rnlac and ordexa(tht�[have the eftect of law) as well as all�pplioablo fuisl, non-Appealable judicial opinions. (J) "Community Assoclation Dues, Fees, and Assessments" me�uia al] dues, faes, �ssessmcn,ts and other charges fhaC are imposed on Borrower or the PLOperly by a condoininietm nssociation, hoineowners associatiori or similar organizt�tion. (K) "EIeCtYOnic Funds Transfet''" means any transfer of funds, otl�er Ihan a transnotion ori{�nated by oheck, draft, or siinilu•p¢per instr�unenti, wlrich is initittted tl�rough an electronic temiinal, telephonic iiistrtunent, oomputer, or magnotie tape�o as to orciec, inatruoC, or zutl�orive a fmancial i»sCirirtion to debiC or credit ui accounC. Stwli term includea, buC ie not limited to, point-of-da1e transfers, automated teller matohine f�•ansnotions, transfers initiated by fslephone, wire Yr�nsfexs, and autoinated clearingl�ouse trausfers. (L) "�scrow IYems" ineans those ieems that ara deacribed 'u� Section 3. (M) "Miseellaneous PYOCeeds" means any compensnciov, sottleme�it, award uFdainagas, orproceecls paid Uy any third party(other Hian ineurance proceeds p�id under tihe coverages dcscriUed in Seotion 5) for: (i) damage to, or deslnicCion of, the Property; (ii) oondenmation ar ather ta]<ing of nll ox any part of tlie Property; (iii)conveyauce ai lieu of eondenmatiou; or(iv)nuareprpuentations of, or oiniseim�s as to, the _ value ancUor condiiion of the Proper�y. � za0000ea NEBRqSKA-3ingle Family�Pannie MaelFretlAieMec UNIPORb1 INSTRUMFNT Form 3�2� 1l01 VM P p VMP6(NF.)(11�6) lNdtc�s Kluwer Financisl Services Pepe 2 af 1'!