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2�12U054� for the repairs and restorarion in a single payment or in a series of progress payments as the work is completed. If the insurance or condemnatiott proaeeds are not sufficient to repair or restore the Property, Borrower is not relieved of Bonower's obligation for the completion of such repair or restoration. Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Bonower norice at the time of or prior to such an interior inspection specifying such reasonable cause. 8. Borrower's Loan Application. Bonower shall be in default if, during the Loan application process, Borrower or any persons or entities acting at the direction of Bonower or with Borrower's l�owledge or consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to provide Lender with material information) in connection with the Loan. Material representarions include, but are not limited to, representations conceming Borrower's occupancy of the Property as Borrower's principal residence. 9. Protecfion of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Bortower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legai groceeding that might significandy affect Lender's interest in the Praperty and/or rights under this S�urity Instrument (such as a proc,�ding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regularions), or (c) �rrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, includiIIg protecting and/or assessing the value of the Property, anci securing and/or repairing the Properiy. Lender's actions can include, but are not Iimited to: (a) pa.ying any sums secured by a lien wfiicls has priority over this Securit�r Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fee.s to protec� its interest iu the Pro�rty and/or rights under this Security ?sc*^�*_?�^t, including its secured posi�ion in a bankraptcy proceetiing. �CUring the Property include.s, but is not limited to, entering the Froperty to ma�e regairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or c�ther code violations or dangerous condirions, and have utilities turned on or off. Although I,ender ma.y take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agre,ed that Lender incurs no liability for not taldng any or all actions authorized under t.�us Section 9. Any amowlts disbtused by Lender under this Secrion 9 shall become additional debt of Bonower secured by this Security Iastntment. These amounts sha11 Uear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee ride s1�all not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condirion of making the Loan, Bonower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Bonower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Bonower of the Mortgage Insurance previously in eff�t, from an alternate mortgage insurer selected by Lender. If substanrially equivalent Mortgage Insurance coverage is not available, Bonower shall NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT VMP � Wolters Kluwer Financial Serv(ces Form 3028 1/O7 VMP6(NE) (1105) Page 8 of 17