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201200506 designatcd a sLibstitute notice nddres�by notice to Lender. Borrower shell prc�mptly notify Lendc+ of Borrower'a ohango of address. Lf Lender epecifies a procedure for re�orfing Borrower's ohazige of acldress, then Borrower shall only rcport a change of address tl�rough thaC��ncified procedLVe. There may be only one designated notice ade$ess under ttris Security Instrumeril at any one time. Any notica to Lendar shall be given by delivering it or bq mailing it by firsC class rnail to Lender's adch'ess stated herein unloss l,endar has designated another acldreas by notice to Borrowex. Any notice in connection with this SecuriLy Instrunient shall uot be deemcd ta liava been given to Leuder unfil achi�lly received by Londer. If any notice requircd by this Secm�ity I�istiumcnt is also requireci under Applicable Law, tlie Applioable Law reqitirement will satiefy Chc cocresponding requirement mider this Security InstrumeiTC. 1 B. Governing Law; Severability; Rules of ConstrucCion. This Security Ii�sY�rimenC sl�all Uegovarned by Pecler�l IRw and tl�e law o£the juxisciic'Noii in which the Property is locnted. All rights and�obliga[ions contained in fliis Scc�irity Instrument are subject to any recriiirements and limitatione o£Applioable Law. Applioable Law nvght cxp1icitly or implici[ly allow tha paz'ties to agree by conh�aet or it might be eilent, but such yilence ehall not be oonstrued as a prohibikion qgainst agreemenf by conU�act. In the ev�nt that any provision or clause of this Security Lnstruinent ox the Notc conflicts with Applicable Law, auoh oonflict sh�ll not aPfecL other provislons of thia Security [nstrwnent or Ihe Note wl�ich can be given effecC without tho conflicting provision. As used in khie Security fnstrument: (a) words of flia masculine gender sliall inean anci inc1ude corresponding ncuter words or words af Che feminine gender; (b) words in tfie siiigular shall mean end inohtde t]�e plural a�id vicc vcrsa; and(c) the wotd "�nay" gives sole disoreCion without any obligation to take�any eckion. 17. Borrower's Copy. Borrower shall U�givan one eopy of thc Note and of tliis Sccurity InstrumeuC. 18. Transfer of the Property or a Beneficial Interest in Borrower. As used in fliis Section 18, !'Interest in 11�o I?roperty" means �ny legal or beneficial inCe1•est in ilie ProperCy, including Uut uot limited to, those heneCcia] inCeresta h�angferred in n bond For deed, contraet for dced, installment salos oonttact or escrow agreemeut, Lhe intcnt of wluch is the h•ansfer of title Uy Borrower af a fixhixe daYe to a purohaser. IF all or any part of the Property or any I1�terest in the Property is sold or ttaa�sfarred(oi iP Borrower is not a natural persou and a beneficial interest in Borrower is so1d or transferred) without Lendar's prior an�ittc;n conso�t, Lendw�may require irrm�ediate payineiiY in ftiill o�P all emns eecured by Chis Security Instrument. However, thie o�tion ehall not Ue exercised by Lendcr ifsucli exeroiae is prol�iUited Uy Applicable Law. IP Lender exeroisas this op6on, Lender shnll givo Borrower noYice oF accelcration. The notice ahall provide n period of noY less thln 30 clnye frotn the dake the nolicc in given iu aocorduico wlth Sectiou 15 witlun which Bomower must pay all suma secured by ttiis Security Inatiun�ent. If Boirower £t�ils 'to pay these emne prior to the expiration of this pariod, Lender n�ay invoke aary reinedies pern�itted Uy tlus Secucity Instru�nenti withouC Ruther notice or cicmand on T3orrower. 19. Borrower's Right to Reinstate After Acceleration. If Borrower m<:cts certvn conditions, Barrower sha11 have the righ[to hnve evforeament of thie Seourity filshumenY discontinucd at at�y time prior to thc earlic,st oE (a)fiva days before eale aFtl�e 1'roperty purauant ko any power of snle containul iu this Security InstxtmlenC; (b) such oti�er period as Applicablc Law inight specify Por thc termination of Borrowcr's riglit to reinsEate; or(o) en[ry oP a judgnent autorcing tlus Sccmity Ii�stnunent. Tho�c conc3itiovs ara that Boirower: (a)pays Lender all sutus whioh then wonld be due under thie �ecurity InstrwnenC and t1ie Nofis as if no aooelorafion liad ocem�red; (b) oures anp default of aziy othex covenants or agreemenCs; (c)}�ays all expenses incun�eci in cnforcrng this Secw�ity Insh�iunenl, inclnding, buti not Innitcd to, reasonahle atCorneqs' fees, property inspeotion and valuation fees, and other Fce�incmred tbr the pwposo of protecting Lender's rnte��est znooao�a NEeRASKA-Single Gamily-Fannie MaelFreddie idac UNIFORW INSTRUMENT Form 3028 1l07 v�'^�'� vrn Ns�Ne��os) Nlolicrs Klu�ver Flnenclal Ser�4ces pa0p p p��