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20120048� <br />19. APPLICABLE LAW. This Security Instrument is govemed by the laws as agreed to in the Secured Debt, <br />except to the extent required by the laws of the jurisdiction where the Property is located, and applicable <br />federal laws and regulations. <br />20. RIDERS. The covenants and agreements of each of the riders checked below aze incorporated into and <br />supplement and amend the terms of this Security Instrument. <br />[Check a11 applicable boxes] <br />❑ Assignment of Leases and Rents ❑ Other ............................................................................. <br />21. ❑ CONSTRUCTION LOAN. This Security Instrument is a construction security interest which secures an <br />obligation incurred for the construction of an improvement on the Property. <br />22. ❑ ADDITIONAL TERMS. <br />SIGNATURES: By signing below, Trustor agrees to the terms and covenants contained in this Security <br />Instrument and in any attachments. Trustor also acknowledges receipt of a copy of this Security Instrument on the <br />date stated on page 1. <br />i=� � J�-/S - l� <br />.�..� .,. ..........................�.. .. . .. ,i`� .........................-.---.................... <br />.... ......... . . . <br />(Signature) (Date) ( gnature) Nate) <br />Terrell M Hemmer Rita M Hemmer <br />ACKNOWLEDGMENT: <br />STATE OF � ................................ COUNTY OF ..Hall.......................................} ss. <br />�`�'" This instrument was acknowledged before me this .... th , , , , , . , � o f , , pe cember , , , 2 0 �.,1., , , , , , , <br />by .. Terrell .M ,Hemmer .and. Rita, M, Hemmer. Husban ..an . Wife <br />............................................ . <br />My commission expiies: November 0 7, 2 014 <br />. . . . .... . ... . . . .................. <br />...(Notary Public) <br />Sherry even <br />6FMEAAI i�TAAY,S�It of M�Y <br />Mr ��B� <br />� /'_ , <br />Security Instrument-Open-End-Consumer-NE <br />VMPB Bankers SystemsTM <br />Wolters Kluwer Financial Services 07984, 2011 <br />OCP-REDT-NE 7/2/2011 <br />VMP-C485(NE) (1107).00 <br />Page 8 of 8 <br />