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<br /> '. , . .� TOC�fi'I'llFi�t WI`I'll ull the impruvcmcnts now crr licrcaticr crcctcd un thc prnTx�ty. ;m.l`t(I�cu�c�n�nt,. :q,p � i,�ccs, +md �
<br /> fixturcr iu�w an c�rcuRcr a parl uf Ui� prupcny. All rcglucemcnts Emd ud�li�lunti shull ul�u hc ruvcrc�l hy tlds Sccurity
<br />;,,��:,�;�;.'.� Instnmunt. All�H thc li�r�guing is rcCcr�cd tu in Ihi�Srcurily Insirnmcnt ati thc "1'mperly."
<br /> .� gpHRnW►?12('nVCNANTS�hut Hcurmvcr iti lawfully sciscJ uf thc rtitnic iiurchy cunvcycd unQ I�a,�hi rlgl�t tu�mnt u�tid
<br /> .,,�rre�::•es ..ai::.nt� an;d will �. .
<br /> :�'�;'� canvs;y thc Pru}x�rty twd ti►�i� t:�d Prop�rty is uncnc�imtMr�ef, cKCCpt tor cncumbrutirc. ��i ioicanf. n. ,,, , c_
<br /> r-,,�-; dcfend gcncr;dly U�r tiNc t��thc 1'roperty against�II claem5 an�l dcmauJs.suhjcrt tu any�ucumhrauc�s nf rccurd.
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<br /> _� THIS ScCURi'I'Y INSTItUMENT combincs unifunn cavcn;mtti ti�r n;itiunal usc and n��u-unifurm cnv�naot. with limitc
<br /> variut6ons by.lurisdiction to c��nstiuuc.+unifora�,ccurity ii�strumcnt c�,�crin};iral property.
<br /> � �� UNI�nR.61 COVENAN"fS.&irmwcr�md l.et�der a�vrnant i�nd:�grec iiy fbllows:
<br /> • ' "� !. 4'tsy�Ztc�tE oT !'rtrici�►�1 ei�d [�et"re�lt !'r�l��nici�t and �.Ate Chur�c:s. Borruwec shall pn►mpU�• pay whcn due Ure
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<br /> , principai of nnd intcrest on thc dcbt evicle:nced�y thc Note a►nd i�u�+p►r.payment and late rhargcy due unuer thc ut.:. �
<br /> ' • 2. ['unds for 7'uxrs s�nd Ansurance. Subjcct to appiicablu iaw or to a�vrittcn H:iivcr hy l.ender, Hi�rrou•ce shall p�y co
<br /> '..''`�`�+ ` Lcnder on thc day m�mthly paynxnts air duc undur tht:Notc.until ttte Notc is paid in full,u sum l"Funds")fi�r:(a 1 ycarly taxcs
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<br />:.�:,'':;:_�' nnd n�5:s�>me�us which may altain prtn�rty u��er tliiE�Sc:�urity Instn�ment as a llit»�»=lhc Nrupeny:lbl ycarfy Ieaschol payments
<br /> '.,;z,��'" or graund rents on thc Pruperty,if uny; t�l yearly huz;ud or property insur�nce prcniiunts,(dl ycarfy flixxl insur;uzcc prcmiums,
<br /> -���'�!o if any: (e)yearly mortgage insurnnce premiums, if any:and(�uny yunu payable by i�nrnzwer tu I.cndcr, in urc:ord�nce with
<br /> .-__�T���z�� the provisions of paragraph 8, in lieu of the payment of monguge insur�nce premiwns. These items are calted"Escrow ltems." .
<br />�-_.:;�j.,�� Lender may, at any time, rultrc► :uiJ 6wid Fnnds in an::�nount n«t to cxceed the nr,+ximam amount a lender fur a feder,elly
<br /> =� related mortgage loan may require for Berrower's escrow account under Ihe federal Rcal �stute Setdement Prucedur�s Act of
<br />`='"�`9:�'� 1974 as amendcd fran tinie ta time. 12 U.S.C. Section 2601 el scq. 1"R�SPA"), unless:u�other iaw that 3pplies to ttie Funds
<br /> ---�-} sets a Iesscr umount. If so. l.e��der may, at any time,collect and hold Funds in an arnount not to cxceed the [csser amount.
<br />_�:�;j;� I.ender m;.iy estimate the amount ot'Funds duc on the basis of currcnz data und re:�..�nablc�stimutes of expcndic�res of futun:
<br /> ;���� Escrow Items or od�en4ise in accordance witti applicable law.
<br /> --� The Funds shall be held in an instieution whose cfeposits are insured by a fecierul agency, instrumentality, or entity
<br /> ��-�.� (including Lender,if l.cnder is such an institution)or in any Federal Nume Loan Bunk. Lender shall apply the Funds to pay the
<br /> -- Escrow[tems.Leixter may not charge Borrower for hotding and upplying the Funds,nnnu:�lly anaalyzing the escrow ucmunt,or
<br />'_°.�;�,�� verifying the Escrow Ytems,unless l.cr►der pays Bonower intercst on the Funds aud applicable law pertn►ts Lcnder to nuke such
<br /> _.��;� a charge. Howcver, l.ender may require Borrower to pay a one-tim�charge for a�^thxleW�d�Unless an a�een ent is m de tor
<br /> i� used by i.cndcr in conncction wicn iais ivau. u��«��p�p�::-:�!� .�`•- rr"''l---
<br />,,:;��� npplicable faw requires interest to hc pvd, Lender shall not be reqiiircit to pay Hormwcr any interest or carnings on tAc Funds.
<br /> - p�t�vwer and Lender may agrer.in�vriting, hovrever,thut intiemst shall bc paid on the Funds.Lender s6iall give to Borrower.
<br /> - u�ithout charge, an �miuul accountin�! of the Funds, sl�owumg cndits and debits to the Funds and tlte purpose fur whicli cach
<br /> dlsbit to the Funds was made.Tl�e Funds arc pled�ad a,additional security f�rr all sums sccutccl by this Security i�TStrument.
<br /> -° If die Funds held by Lender.exceeil thr.�ma�nut:pe��iiued to t►e IuzW t�y applicable law, l.ender shtdl aecount to Hormn'�es
<br /> -° for the excess Funds in accordanee with the rec{uirements af applicable Ittw. IF the amaunt oT the Funds held by l.ender zt any
<br /> time is not sufCcient to pay the Escrow Items when due,l..e�tidcr may so natify Hurrower in writing,and,in such case ibrrower
<br /> shall pay to Lender the amount nece�sary to makC up the deficiency. Borro�ver shall make up the deficiency i�no more than
<br /> twelve monthly paymcnts.at Lsnder's sole 3iscretion.
<br /> Upon paymcnt in full of a!l sums sccur�;d by this Sccurity Instrumcnt. Lendcr shnll prompn�o•to thc ac�uBit on or sulc
<br /> Fu�uls held by l...cnder.If,undcr pacagraph 21, Lender sh:ill acquire or sell the Property,Lcnder, p' q
<br /> of the Prop�:rty, shall appiy any Funds held by L.cnder at the time of acquisition or sale as a credit against the sums saura!by
<br /> [his Security lnstrument. .
<br /> 3.Applicutto�af kay�ents.Unlcss applicablc latv provides otherwise,all payments rccciveJ by l.endcr under paragraphs
<br /> - 1 and Z shat{be,applied: firSt, to any prepnyment charges due under the Note:sccond,to nmounts payable under parngraph 2;
<br /> - tliird,to interes2 aluc:foucth,'to principal due;and I:�st,to any late chnrges due under the Note.
<br /> 4.Charges; l.1e�q. Esc�rxowcr shall pay all taxcs,assessments, charges, fines;►nd impositions attributable to thc Property -
<br /> whicl► may attain priority aver this Security Instnemcnt, and Icasehold paymcnts or ground rents, if any. BorT��"er shall pay
<br /> ,�� these obligations in the manner provid�d in paragraph 2. or if not paid in that mnnner.Borrower sl�all pay thena a�n time directly
<br /> to the perxon�~vn1 payment.Rorrower shall promptly furnish to l.cnder all notices of amounts to be paid ut�der this paragcaph.
<br /> 'y� If Borrower makes these payments directly,Borrower shall promptly furnish to Lendcr receipts evidencing the payments.
<br /> -- ----- Borrawer shall prompdy discharge any lien which has priority aver this Security Instrumcnt unless Borrowee(a)ug,r��es in
<br /> - writing to tlie payment oF the obligation secureci hy the iien in a manner acceptable to L.ender;(b)contests in gc5od faith the Ifen
<br /> - by, or defends against enforcement of the lien in, IegrQ procecdings which in the Lender's opinion operate to prcvcnt dic
<br /> �'.`_F�:'w enforcement of the licn:or(c)s�cures from the holder of the lien an agrcement satisfactory to[.ender subordiriadn�the lien to
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<br /> - - this 5ecuciry Instrument. If Lender determines that any part of the Propeny is subject to a lien �vhich may attain prionty over
<br />=__=�� this Security Instrument, Lcndcr may give Borrower a Rotice identifying thc licn. Borro�vcr shall satisfy the lien�r take o��v�
<br /> -- == n7ore af thc actions sct forth abuve within l0 days of the giving of noticc.
<br /> --==_== Form 3028 8180
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