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<br /> ISpace Abovs This Llne tor Recordiny Oata�
<br /> FHA Cass No. �
<br /> State of Nebraska DEED OF TRUST 321-1926816 703 ���.
<br /> �`������
<br /> THIS DEED OF TRUST ("Security Instrument") is made on M8y 18t , 1998
<br /> Tne trustor is CAROL K KOZEL AN UNMARRIED INDIVIDUAL
<br /> �°BOfrOWBf"�.
<br /> Tne trustee is COMMERCIAL FEDERAL BANK. A FEDERAL SAVINGS BANK , 98 50 "M" ST. ("Trustee^).
<br /> The beneficiary is UNITED NEBRASKA BANK
<br /> which is organized and e�cisting under the laws of NEBRASKA , and whose address is
<br /> 700 N. WEBB RD. GRAND ISLAND. NE 68803 ("�ender^).
<br /> Borrower owes Lender the principal sum of Fifty Five Thousand Nine Hundred and 00/100
<br /> �o��a�s �u.s. a 55.900.00 1. This debt is evidenced by Borrowers note
<br /> dated the same date as this Securiry Instrument ("Note"), which provides for monthly payments, with the full debt, 'rf not paid
<br /> earlier, due and payable on May 1. 2028 . This Security Instnament secures to Lender: (a) the repayment
<br /> of the debt evidenced by the Note, with hterest, and all renewals, extensions and modHications of the Note; (b) the payment of
<br /> all other sums, with interest, advanced under paragraph 6 to protect the security of this Security Instrument; and (c) the
<br /> performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower
<br /> irrevocably grants and conveys to Trustee, in trust, with pow� of sate, the followv�g described property bcated in
<br /> HALL Counry; Nebraska:
<br /> A TRACT OF LAND COMPRISING THE SOUTHERLY EIGHTY-NINE (89) FEET OF THE NORTHERLY
<br /> ONE HUNDRED NINE (109) FEET OF THE EASTERLY SIXTY-FOUR (64) FEET OF LOT NINE (9) OF
<br /> THE COUNTY SUBDIVISION IN THE SOUTH HALF (S1/2) OF THE SOUTHEAST QUARTER (SE1/4)
<br /> OF SECTION SIXTEEN (16), TOWNSHIP ELEVEN (11) NORTH, RANGE NINE (9) WEST OF THE 6TH
<br /> P.M., IN HALL COUNTY, NEBRASKA.
<br /> which has the address of 503 W CHARLES GRAND ISLAND
<br /> [Strsst] (atyJ,
<br /> NEBRASKA 68801 ("Property Address");
<br /> [3tats� [Zip Code�
<br /> TOGETHER WITH all the improvements now or hereaRer erected on the property, and all easements, appurtenances, and
<br /> fbctures now or hereaRer a part of the property. All replacements and addkions shall be covered by this Security instrument. All
<br /> of the foregoing is referred to � this Security Instrument as the "Property".
<br /> BORROWER COVENANTS that Borrower is Isw(ully seized of the estate hereby conveyed and has the right to grant and
<br /> convey the Property and that the Property is unencumbered, except for encumbrances of record. Borcower warrants and will
<br /> defend generally the title to the Property against all claims and demands, subject to any encumbrances of record.
<br /> THIS SECURITY INSTRUMENT combines un'rform covenants for national use and non-un'rfortn covenants with limked
<br /> variations by jurisdiction to constitute a unffoRn security instrument covemg real property.
<br /> Borrower and Lender covenant and agree as folbws:
<br /> UNIFORM COVENANTS.
<br /> 1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest
<br /> on, the debt evidenced by the Note and late charges due under the Note.
<br /> 2. Monthly Payment of Taxes, Insurance, and Other Charges. eorrower snau �ncwde in each monthy
<br /> payment, together with the principal and interest as set forth in the Note and any late charges, a sum for (a) taxes and special
<br /> assessments levied or to be levied against the Property, (b) leasehold payments or ground rents on the Property, and (c)
<br /> premiums for insurance required under Paragraph 4. In any year in which the Lender must pay a mortgage insurance premium to
<br /> the Secretary of Housing and Urban Development ("Secretary"), or in any year � which such premium would have been required
<br /> ff Lender still held the Securky Instrument, each monthly payment shall aiso include ekher: (i) a sum for the annual mortgage
<br /> insurance premium to be paid by Lender to the Secretary, or (ii) a monthly charge instead of a mortgage insurance premium ff
<br /> this Security Instrument is held by the Secretary, in a reasonable amount to be determ�ed by the Secretary. Except for the
<br /> monthly charge by the Secretary, these kems are called "Escrow Items" and the sums paid to Lender are called "Escrow
<br /> Funds."
<br /> F5813.LM�(1/98) Pap� 1 ot 5
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