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� . , , <br />20�.200475 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />� . �Z�l <br />����c ,L � � ��� (Seal) <br />Timothy L. Dunagan -eorrower <br />('/l/U (Seal) <br />Ch . nagan - eorrower <br />(Seal) <br />- Borrower <br />(Seal) <br />-Borrower <br />[Space BetowThls Llne ForAcknowledgment] <br />STATE OF NEBRASKA, Hall County ss: <br />On this 12 th day of January 12, 2012 , before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Timothy L. Dunagan, Cheryl R. Dunagan <br />� <br />to me known to be the identical person(s) whose name(s) aze subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Wifiess my hand and notazial seal at 2009 N. Diers Ave., Grand Island, NE 68803 <br />in said county, the date aforesaid. <br />My Commission expires: �� 2� — �� <br />� ' <br />Devra McElroy -Notery Pubuc <br />GENERAL NOTARY - State of Nebraska <br />� DEVRA MCELROY <br />.°� . My Comm. Exp. Aug. 25, 2013 <br />NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Fortns Ina (800) 446-3555 <br />LFI #FNMA3028 9/11 Page 13 of 13 <br />