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241200465 <br />�this Security Instrument to protect Lender's security and to perform any of the covenants <br />contained in this SecuFity Instrument. <br />3. SECURED DEBTS. The term "Secured Debts" includes and this Security Instrument will <br />secure each of the following: <br />A. Specific Debts. The following debts and all extensions, renewals, refinancings, <br />modifications and replacements. A promissory note or other agreement, No. 10319, dated <br />January 17, 2012, from Grantor to Lender, with a loan amount of 5494,704.02. <br />_: B. All Debts. All present and future debts from Grantor to Lender, even if this Security <br />Instrument is not specifically referenced, or if the future debt is unrelated to or of a different <br />type than this debt. If more than one person signs this Security Instrument, each agrees <br />that it will secure debts incurred either individually or with others who may not sign this <br />Security Instrument. Nothing in this Security Instrument constitutes a commitment to make <br />additional or future loans or advances. Any such commitment must be in writing. In the <br />event that Lender fails to provide any required notice of the right of rescission, Lender <br />waives any subsequent security interest in the Grantor's principal dwelling that is created by <br />this Security Instrument. This Security Instrument will not secure any debt for which a <br />non-possessory, non-purchase money security interest is created in "household goods" in <br />connection with a"consumer loan," as those terms are defined by federal law governing <br />unfair and deceptive credit practices. This Security Instrument will not secure any debt for <br />which a security interest is created in "margin stock" and Lender does not obtain a <br />"statement of purpose," as defined and required by federal law governing securities. This <br />Security Instrument will not secure any other debt if Lender fails, with respect to that other <br />debt, to fulfill any necessary requirements or limitations of Sections 19(a), 32, or 35 of <br />Regulation Z. <br />C. Sums Advanced. All sums advanced and expenses incurred by Lender under the terms of <br />this Security Instrument. <br />4. PAYMENTS. Grantor agrees that all payments under the Secured Debts will be paid when <br />due and in accordance with the terms of the Secured Debts and this Security Instrument. <br />5. WARRANTY OF TITLE. Grantor warrants that Grantor is or will be lawfully seized of the <br />estate conveyed by this Security Instrument and has the right to irrevocably grant, convey and <br />sell the Property to Trustee, in trust, with power of sale. Grantor also warrants that the <br />Property is unencumbered, except for encumbrances of record. <br />6. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security <br />agreement or other lien document that created a prior security interest or encumbrance on the <br />Property, Grantor agrees: <br />A. To make all payments when due and to perform or comply with all covenants. <br />B. To promptly deliver to Lender any notices that Grantor receives from the holder. <br />C. Not to allow any modification or extension of, nor to request any future advances under <br />any note or agreement secured by the lien document without Lender's prior written consent. <br />7. CLAIMS AGAINST TITLE. Grantor will pay all taxes, assessments, liens, encumbrances, <br />lease payments, ground rents, utilities, and other charges relating to the Property when due. <br />Lender may require Grantor to provide to Lender copies of all notices that such amounts are due <br />and the receipts evidencing Grantor's payment. Grantor will defend title to the Property against <br />any claims that would impair the lien of this Security Instrument. Grantor agrees to assign to <br />Lender, as requested by Lender, any rights, claims or defenses Grantor may have against <br />parties who supply labor or materials to maintain or improve the Property. <br />8. DUE ON SALE OR ENCUMBRANCE. Lender may, at its option, declare the entire balance of <br />the Secured Debt to be immediately due and payable upon the creation of, or contract for the <br />creation of, any lien, encumbrance, transfer or sale of all or any part of the Property. This right <br />is subject to the restrictions imposed by federal law (72 C.F.R. 5911, as applicable. <br />9. WARRANTIES AND REPRESENTATIONS. Grantor has the right and authority to enter into <br />this Security Instrument. The execution and delivery of this Security Instrument will not violate <br />any agreement governing Grantor or to which Grantor is a party. <br />10. PROPER7Y CONDITION, ALTERATIONS AND INSPECTION. Grantor will keep the Property <br />in good condition and make all repairs that are reasonably necessary. Grantor will not commit <br />or allow any waste, impairment, or deterioration of the Property. Grantor will keep the Property <br />free of noxious weeds and grasses. Grantor agrees that the nature of the occupancy and use <br />will not substantially change without Lender's prior written consent. Grantor will not permit <br />any change in any license, restrictive covenant or easement without Lender°s prior written <br />consent. Grantor will notify Lender of all demands, proceedings, claims, and actions against <br />Grantor, and of any loss or damage to the Property. <br />Ryan Voss � <br />Nebraska Deed Of T►ust Initials � <br />NE/4LRUDICHA00000000000624045017712N Wolters Kluwer Fnancial Services °1996, 2012 Bankers Page 2 <br />SystemsTM <br />