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2012oo�s� matter. As used in this Security Instrument, RESPA refers to all requirements and restrictions that are imposed in regard to a, "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RE5PA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Properly, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument Transfer of Rights in the Property. This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (u) the performance of Borrower's covenants a.nd agreements under this 5ecurity Instntment and the Note. For this purpose, B orrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described properiy located in the County [Type of Recording Jurisdiclion] of Hall [Name of Recording Jurisdiction] LOT ONE (1), LAUTENSCHLAGER SUBDIVISION, AN ADDITION TO THE VILLAGE OF DONIPHAN, HALL COUNTY, NEBRASKA Parcel ID Number: 400184265 which currently has the address of 307 W Pine ST [Street] Doniphan [City], Nebraska 68832 [Zip Code] ("Properly Address"): TOGETHER WITH a11 the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the properly. All replacements and additions shall also be covered by this Security Instrumen� All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised ofthe estate hereby conveyed a.nd has the right to grant and convey the Property and that the Properly is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against a.11 claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRiJMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a u.niform security instrument covering real property. Uniform Covenants. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, lnterest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayrnent charges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be rnade in U.S. currency. However, if any check or other instrument received by Lender as payment under the Note or this Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instnunent be made in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity; or (d) Electronic Funds Transfer. Payments are deemed received by Lender when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any payment or partial payment if the payment or partial payments are insufficient HCFG-00359 NEBRASKASingle Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT VMP� Woltars Kluwer Financial Services 201201184.0.0.0.4002-J20110824Y Fnrm 3028 1l01 08/11 Page 3 of 16 ' 560 6' ��