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�012AQ463 and the right to bring a court action to assert the non-ezistence of a default or any other defense of Borrower to acceleration and sale. If the default is not cnred on or before the date specified in the notice, Lender at its option may require immediate payment in full of all snms secnred by this Security Instrument without further demand and may invoke the power of sale and any other remedies permitted by Applicable Law. Lender shall be entitled to eolleet all ezpenses incurred in pursuing the remedies provided in this Section 22, including, bnt not limited to, reasonable attorneys' fees and costs of title evidence. If the power of sale is invoked, 1�rustee shall record a notice of default in each connty in which any part of the Property is located and shall mail copies of such notice in the manner prescribed by Applicable Law to Borrower and to the other persons prescribed by Applicable Law. After the time reqnired by Applicable Law, 1�ustee shall give pnblic notice of sale to the persons and in the manner prescribed by Applicable Law. 1Yustee, without demand on Borrower, shall sell the Property at pnblic auction to the highest bidder at the time and place and nnder the terms designated in the notice of sale in one or more parcels and in any order Trustee determines. 1Ynstee may postpone sale of all or any parcel of the Property by pnblic announcement at the time and place of any previously scheduled sale. Lender or its designee may pnrchase the Property at any sale. Upon receipt of payment of the price bid, 1Yustee shall deliver to the purchaser Trastee's deed conveying the Property. The recitals in the ZYustee's deed shall be prima facie evidence of the trath of the statements made therein. Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and ezpenses of ezercising the power of sale, and the sale, inclnding the payment of the Trustee's fees actually incurred and reasonable attorneys' fees as permitted by Applicable Law; (b) to all sums secured by this Secnrity Instrnment; and (c) any ezcess to the person or persons legally entitled to it 23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Properiy without warranty to the person or persons legally entitled to it Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the fee is permitted under Applicable Law. 24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor hustee to any Tiustee appointed hereunder by an instrument recorded in the county in wluch this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law 25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address which is the Property Address. HCFG-00359 NEBRASKASingle Family-Fannie MaelFreddie Mac UNIFORM INSTRUMENT VMP� Wolters Iduwer Financial Services 201201184.0.0.0.4002J20110824Y Form 30281/Ot 08/11 Page 1 S of 16 ' S 6' ��