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201200�5� <br />1111060179 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />/2�Z��1 � <br />- BORROWER - D VID NICREL - DATE - <br />�� �� r� <br />- BORROWSR - BARBARA NI REL - DATS - <br />STATE OF NEBRASRA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged before me this 28TH day of DECEI�ER, 2011, by <br />DAVID NICREL AND BARBARA NICREL, HII3BAND AND WIFE, A3 JOINT TENANT3 WITH <br />RIGHT OF SIIRVIVORSHIP. <br />GENERAL NOTARY State of Nebraska <br />DANIEL ROTH <br />Mq Cmron. Exp. Apol 1, 2012 <br />Notary Public <br />My Commission Expires: �,Q/'I � � ��oC. <br />! <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />!� 338.5 Page 14 of 14 Form 3028 I/01 <br />