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<br />[Space Above This Line For Recordi� -"
<br />{ e'cording ltetj �sfed Sy & Return To: � � � �
<br />DEED OF TRU ��cago Title ServiceLink Division `� '
<br />DEFINITIONS 4000 Industrial Blvd
<br />� Aliquippa, PA 15001
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated .......................A1:4�:�41Z............................, together
<br />with all Riders to this document.
<br />(B) "Borrower" is Adria��.��m� : !�at�h and.�Qrn .4QQ.�ahoW�Wat�h,.w�l�.avd h.u�band .............................................................
<br />......................................................................................................................................................... .
<br />Borrower is the trustor under this Securiry Instrument.
<br />(C) "Lender" is II�G,BANK,fsb ..................................................................................................................... .
<br />Lender is a.F.�Q�RA4 �AVING.$.�A.NK ................................................ organized and existing under
<br />the laws of .ih6.Uf�lt�d.$t�1�s Pf.9m�fl�a .................................... . Lender's address is . 3Q 7TFJ AV� SQUTH..ST �44.4Q,.MN.........
<br />5Q302 .................................................................................................................................................. .
<br />Lender is the beneficiary under this Securiry Instrument.
<br />(D) "Trustee" is .Chi.c�go••�'�.t•l�e••Insa�•��x�ae�o�pan ....a...N�iasou��i...eo�pcfiration ................ .
<br />(E) "Note" means the promissory note signed by Borrower and dated��:4�:2�12 ................................................... . The
<br />Note states thai Borrower owes Lender vne hu4dred. eigbty.fiv.Q xhpusand and nal l0A . . . . . . . .. . . . . . ... . . . . . . . .......... . . . . . . .. . . . . . . ... . . .. . .....
<br />. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . Dollars (U. S. $ 185,000 00 , , , , , , , , , , , , , , , , , , , , , ) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than . . . . . . . . ... . . . . . . . . . .Q2:01: zR4z . . ........ .. ........
<br />........................................................................................................................................................ .
<br />(� "Property" means the property that is described below under the heading "Transfer of Rights in the Property,"
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Securiry Instrument, plus interest.
<br />(� "Riders" means a11 Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />� Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br />0 Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] .......................
<br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider
<br />(n "Applicable Law" means ali controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that ha.ve the effect of law) as well as all applicable fina.l, non appealable judicial opinions.
<br />(� "Community Association Dues, Fees, and Assessments" means a11 dues, fees, assessments and other charges thaz aze
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(g) "Electronic Funds Transfer" means any transfer of funds, other tha.n a transaction originated by check, draft, or similar
<br />paper instnxment, which is initiaxed through an electronic terminal, telephonic instrument, computer, or magnetic ta.pe so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automaxed teller machine transactions, transfers initiated by telephone, wire transfers, and automaxed
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(Nn "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) dama.ge to, or destruction of, the
<br />Property; (ii) condemnation or other taking of a11 or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentaxioas of, or omissions as to, the value and/or condition of the Property.
<br />(1� "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periadic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Securiry Instrument.
<br />(P) "RESPA" means the Rea1 Estaxe Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Securiry Instrument, "RESPA" refers to a11 requirements and
<br />restrictions tha.t are imposed in regard to a"federally related mortgage Loan" even if the Loan does not qualify as a"fedetally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has ta.ken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Securiry Instrument.
<br />Form 3028 1 /01
<br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII
<br />Bankers Systems, Inc., St. Cloud, MN Form MD-1-NE 8/17/2000 1/��
<br />ref: t/20o t (pa8e I of 7 pages) st J B 2 A 0
<br />
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