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<br /> � (L)Eftecttve Date of ChQOges
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<br /> � My ncw intcrest reto wfll ba;omc ct(octivc on cach Ci�r�gc Date.I wW puy Ih� aunn�ntQ+f my ncw monlhly paymcnt �=-
<br /> , ��," beginning nn tho first r�wnthly pwy►nent�co eftcr 1ha Chang�Dau u►�til the amount of my mon�hly payment changcs Rguin. Q-
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<br /> �. i (r')Notice o�Chrugesi •_"
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<br /> .�,�€ . � 'Ihe Note Holder wiU deliver or mail to me a nodce of nny changes{n my interest mte end the amount of my monthly --
<br /> �.,..�.-•k� payment before ihe effecdve d�tc of any change.Thc noUce will includc infoeination required by law¢o be givcn me and also
<br /> ° � the atk end telephone nwr►txr of a p�xson who wlll answec any quesdon I may have regardicr�t�he norice. -
<br /> � �' B.'i'RANSFER�F'�'l1E PROFERTY OR A BENEFICIAL IIUTERFST IN 030RItOWE� _
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<br /> .�'' Unifom►Covenant 17 af the Securlry Instiument is emended to read as foUows:
<br /> � '[Yaasfer o�the I'roperty or a BeaeficiAl Utere.st in swTOwer. If aU or any past of �ho Property or any inY�ucst in it
<br /> is sald or nrnnsferrod (or if e benef�cial interest in BQrrower is sold or Vsansferred and Bartowu is not a natural pasan)
<br />--. ' witlwut I.ender's ptior written coosent,L.endec may.at it9 option.requine immodiate pnyment in full af all sums secuted by
<br /> ",�,r, th�gcc�ricy,InsttumeaG EIowava,this opde�n shali not be exercised by Lender if eaercise prd�ibitod by federal law as of thc
<br /> . dat�e of this Security Insa�men�I.�ndes aLsa shall not exercise t�is optian if:ia) Borc�n�er �ausQS to�a stib�niuetl Lo I.e+-x� �_
<br /> `,' '" infom�atian cequired by Lender to evaluau the intended t�ansFeree as if a new laan were being made¢a the transferce;and(U)
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<br /> Lendet reasonably detramines that L.ender's secudty wiU not be impaired by tho loan assampqon and that tho dsic of a b�ch
<br />-::r�,:;:'`', of:iny covenant or agreunent in this Sccurity I�strumer►t is acaptable to Leader.
<br />_`°:::r.�.: • To the eutnnt pe�rmiwad by epglicable law,I.ender may charge a rcasonablo fec as a condiuon tm 1Lendcr's consent bo the
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<br />_:4�'.�r�' ban assumpdon.Lender alsa may requic�the uansfeiee to sign an as.sumpdmn ugreunentihsti�anccpiabb to Lenda end that
<br /> .�'"•. obligates die transfuee to kxp all tha pmmises uid agrt�naenis mada in the Note and in this Security Instiuummeni.Horrowu
<br /> - •���� will condnue W be obliaeted under the Note and this Securlty Instrument unless Leader rek�sRS Borrowa in writing.
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<br /> `�-"•�' ��'° If Lendu eaercises the optioa to require immediate payment in full,i.ender shaU give 8orrowes notica of accekcadon.
<br /> -'_:���e;�: 'lhe naticw shall provide a perind of noc iF�.c �i�,3t1 oays in,ni i;�o�iia i,Ys a�uc����;:�,.ti �r m.,il�3 uit��i�•r2s� _
<br /> �-"'.�" Bamower must pay all siuns secured bY thLs Security Inswmen�If�orrower faila t� pay th�se sums prior tfl Ihe oapiradon
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<br /> �_��;,_: ot u1�is pe�iod,I,ender may invoke any remedies permitte�by this SecurIty Instrumem4 witliout f er no oe or r.man on
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<br /> _ — gy SIG;�ING BHLOW, Bonrower accepte and agrees to thn t,araars and covenants comained in ttds Adjust�ble Reu:
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<br /> TIMO L HOLLOWAY - Borcower
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<br /> PAT CE M HOLLOW Borrova
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