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� <br />- <br />N � <br />0 � <br />� � <br />N � <br />� - <br />� <br />-P <br />c,� � <br />� � <br />� <br />� <br />� <br />� <br />IA <br />C <br />� � � <br />A � �� <br />� � <br />�. <br />� <br />� <br />When Recorded Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />A�� <br />� � <br />� <br />� <br />� <br />�� <br />� <br />m <br />r <br />r <br />c� <br />� � <br />Z7 � <br />� <br />m <br />� <br />v� <br />- <br />rn <br />� <br />0 <br />� <br />a > <br />rn <br />r*t <br />d <br />N <br />C� <br />� <br />`. <br />� <br />� <br />�"'J <br />"\7 <br />�4 <br />� <br />N <br />O <br />� <br />� � <br />� �"� <br />C � <br />Z � <br />--1 <br />-t o <br />� � <br />� Z <br />s rn <br />A � <br />r � <br />r n <br />� <br />� <br />D <br />� � <br />CI) <br />C/� <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />� D �I�IMM � � <br />MIN:100416700017660748 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) uSecurity Instrument" means this document, which is dated January 6th , 2012 , <br />together with a11 Riders to this docwnent. <br />(B) �Borrower" is Felisiano T Luevano and Margaret A Luevano, husband and wife <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is CharterWest National Bank <br />Lender is a Corporation organized and existing under the laws of <br />the State of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 <br />�, <br />O <br />� <br />N <br />O <br />O <br />� <br />GJ <br />� <br />-�. <br />� <br />r <br />. <br />.� <br />�� � �� <br />� <br />(D) "Trustee" is CharterWest National Bank 201 South Main Street PO Boz 288 West Point, NE <br />68788 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under tlus <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(� "Note" means the promissory note signed by Borrower and dated January 6th , 2012 . The <br />Note states that Borrower owes Lender Forty Three Thousand and 00/100 <br />Dollars (LJ.S. $ 43,000.00 ) plus interest. Borrower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />February 1, 2042 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(� "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(n uRiders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider <br />(,n �Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and adminisirative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac iJNIFORM INSTRUMENI' (MERS) Form 30281/Ol (page / of 9 pages) <br />12439.CV (9/11) 906844 Creative Thinking, Inc. <br />• • �� � - <br />� `'s- - ; -,.��. � � <br />