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201200�3� for the repairs and restorarion in a single payment or in a series of progress payments as the work is completed. If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, Borrower is not relieved of Bonower's obligation for the completion of such repair or restoration. Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Bonower notice at the time of or prior to such an interior inspection specifying such reasonable cause. 8. Borrower's Loan Applicafion. Borrower shall be in default if, during the Loan application process, �rrower or any persons or entities acting at the dir�rion of Bonower or with Bonower's l�owledge or consent gave materially false, misleading, or inaccurate information or statements to L,ender (or failed to provide Lender with material information) in connection with the Loan. Material representations include, but are not limited to, representations concerning Borrower's occupancy of ihe Property as Bonower's principal residence. 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agre,ements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security InstTUment (such as a procceding in banl�uptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instnunent or to enforce laws or regularions), or (c) Bonower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instn�ment, including protecring and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's acrions can include, but are not limited to: (a) paying any suxns secured by a lien wl2ich has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attomeys' fees to prot�t its interest in the Properiy and/or rights under this Security Instrument, including its s�ured position in a banla�uptcy proceeding. Securing the Property includes, but is not limited to, entering the ProperEy to make repairs, change l�ks, replace or boatd up doors and windows, drain vvater from pipes, eliminate building ar other code violations ar dangerous condirions, and have utilities turned on or off. Although Lender may take acrion under tius Secrion 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become addirional debt of Bonower secureci by this Security Instruinent. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. If this Se.�urity Instrument is on a leasehold, Bonower shall comply with all the provisions of the lease. If Borrower acquires fee ritle to the Property, the leasehold and the fee title shall not merge unless Lender agr�s to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Bonower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Bonower was required to make separately designated payments towazd the premiwns for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in eff�t, at a cost substantially equivalent to the cost to Bonower of the Mortgage Insurance previously in effect, from an altemate mortgage insurer selected by Lender. If substanrially equivalent Mortgage Insurance coverage is not available, Bonower shall NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT VMP � Wolters Kluwer Financial Services Form 3028 1 /01 VMP6(NE) (1105) Page 8 of 17