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<br /> 7'OO�ff11iR}yJ'�It all th:improremeNS non or ixrraRcr cralcd on iho propeny,xnd aIl casomcnts,xppuncnnnccs,
<br />- � nnd flalarts�A�v m Ifataiier a pn o!tl:epw�.ny. All rptacemeats and add•,tions shall elsu be cover•d by�hls Secudty ��
<br />.- Inslrumont, Al1oPlhoforcgoinglsrcferrcdto1�11LISScendtylnsirumemaztiw"Propcny."
<br /> DORROWliR COVBNAN7'S tlut Bortower is Iawfully selud of�he esiata hercby rnnvoycd and has Ow dght io gmnl —
<br /> and conJ6y Ow Pto�ctly and that ihe Propeny Is nnencumbercd,exapt for encumbrances ot record. Aorrower wanams nnd ---
<br /> �vtll defend genotnlly tho tlllo lo tho Ptopeny sEninsl all elalms nnd demands,sub)ea ta any eneumbrances of mcord.
<br /> TfitS SECiIRITY 1NSI'ttUMBNT comvines unifomi eovenmts for nn�lonnl uso xnd non•uniform covenants wfth
<br /> Iin?i{M v.rlgQnns h�InriNlr�lnn mmncliWle e unifnmi xeeudlv Ina�vmtnt envedno fcal mm�eriv. . -
<br /> UNIC�ORMCOVRNANfS, Ilorcou�ernndl.endercovenantandagrcoasfollows:
<br /> i. P�yment of Ptinctp�l�nd Inleratt Frepayment�nd Lale Chnrgcs. Borrower shatl prompdy pny whcn dno tlio _
<br /> pflnefpal of and intorut on tlw debl evidrneed by tho Noto:md 1ny prepayment ar.d IaM chazges Que uedar tho Note. --.
<br /> 2. FLndefoi7HxesandInsu�ente. SubjectloappliwbloloworwawiitcenwatverbyLer.der,Roccowershallpay�o =_
<br /> E.eraY:r on Uio day monNly peymems ruo due vnder tho Noto,umtl�ho Nace[s patd in fuU,a s�m("Gwnr,s')for. (a)ycarly __
<br /> ta�es and assesuvr.nts whlch mny aaaln pdoriry over�h[s Secueity Instrument as a lien on�:e Pmpcng:F�+a Y��Y leaufiold =
<br /> , paymenu or ground rents on Oie AnpeHy, if any; (e) yeaziy hazuQ or proptriy insurance prcnd;-.a+>; (d)yc.dy flacd =_ -- -�
<br /> [nswa[�ca przmtums,If any; (e)yeazly mortgage insurance premtums,if any;and (p any sums p;�•�S!e by Rormwer to
<br /> S.ender,in accordance with the Fmvistons of paragraph 8,(n Iieu of the payroem of mongago insu;acree premiums. These °-
<br /> 3toms aro called"3iscrow ltems.' i.er.der may,ae any timo,coilecl and hotc!Far�s in an nmount not to ex.�ed the maximum Y�
<br /> anwunt a iender for a kderzlly retared motteage loan may mqutro for[hrco�.:rS escrow accoum under the federal Real �-':—� -�
<br /> Estare SG�Iemenl.Woceduros Act of iq7q as anzzm'ed Gom time lo Ume,@ U.S.C.§2601 ea srq.("R4'SPA'7,untess a:wther �%W"
<br /> !aw thxl applies to the[�nds sets x Icsses arr�vunt. If so,Ler.der may,al any time,col lat and 3�atd I�nds in an amonm ao�to ��='----
<br /> eaccrd �he lesscr wnount. I.endor m:�y esaua:n;the nmoum of I'unds due on �he b:vs os swrent da�a and re.uonablo ��-`--'�'-`.'-':
<br /> esilmatesofexpcndlturesofPoturoCscrowl�zmsw.n.Aerwisetnaccordancewiihapplicabieiaw. �:i�,�"'
<br /> - Tha fimds shall be held (n an ins�itmiors «a.0 dc its ue insurcd b a fedcral a enc ,insuom:ntall� , or entit ��`"`--
<br /> P� Y 8 Y Y Y 4:-,.,:;_;-.
<br /> (including I.ender,if Lender Is such an insliwtleae m in Tny Fcderal Home Loan 6ank. I.ender shatl apply ihe rnnds lo pay �,.�-��
<br /> - r2r. Fscrow I�ems. I.cndcr may noi chargc Borrowcr For iukting and applyfng�he Mnds,annually ena�iing the cscmw �;:_-
<br /> - o:coum, or vedtying �Iw Pscrow I�ems, uniess Lender pays florrower Interc.at on the [�nds end applicable law prrmiis •;-��-��_
<br /> l.enacr ro make such a chuge. Nowever,Lender may ra,uiro Dorcower to pay a onntime charge Por an indepem:em n;al E�'�:�„_`.;
<br /> ' astate�nx reporting service used by Lender in canm:vuon w�tl�Uils loan,unless applicnblo law procides mtcnvise. Unless an . � �
<br /> egrecmcnt is mado or applicable Iaw requfrcs in;east to be paid,Lender sha[t not be rcquircd to pay porro�xr nny imercs�or r ,
<br /> eam(ngs on tho I'unds. Qortowerand i.endcr may agrce in wri�ing,howev.r.ztan interest shall be paid on tho I'unJs. I.cnder ��y; ..:
<br /> shall givo lo Oortower,wi�hout chargo,en annunl eecouming of ihe Ponds,ahuning crcdiu and debits ro tho flmds and Ihe •s,-,-F�.
<br /> - putposo Por wM1ich each debit to Ux Simds was made. The Fnnds are ph:dged es addltl«�xi sewrity Por ell sums sccared by e:',±��-•
<br /> - �hisSecud�ylnstrument. . ��^-�"��;�*<
<br />' if ine R�nAx he1A hy I�nder exrrqd �hc nmounls �wmiued m be held bv appiica6lc law, Le,r�,9er xlvll aaount ro .�z-�•����
<br /> Oottower for tho excess ILnds in accordance w•ieh tht mqniremenis of npplicabie law. If ihe xmount ot�he}lmds held by �- '
<br /> Lender al any tlmc is not suffidem to pay�hc Escrow Tcems���hen due,Lcndcr may so no�tfy Dorco��rr ic���-ri�ing,and,in ���'���.�.
<br /> such cvw 6orcower shall pay to Lender tho nmoum nzcessao� to mako up�he deticiency. 6orrower s!�,11 mnxe up the ��;hr;,__�
<br /> defieiency in no moro�han tweive monthly paymenu,ai LenderS sn!e discralon. p,;;�>;:
<br />- Upon payment In PoII of all sums securcd by this Securiey lnstmmenL Lender shall promptly rcfund�o llorroucr any - `-
<br /> Ivnds hcid by Lender. If,unJer paragraph 21,Leadu shall acqulre or sell the Propeny.Lender,pdor ro the xcquisi�ion or �``�'>";-.
<br /> sate of thc Pro rt ,shall a I an I•Lnds held b Lender at tL•c tlmc of a: utsltion or sale as a cmdit a ainst thc sums {� -'''4�•'
<br /> P� Y PPY Y Y 5 8 �(`::-�
<br /> suured by�his Sccurity Inswment. M;�,>-;�;-
<br /> 3. Application of Pnymeats. Untess npplicabie Iaw p:ovides o�henvlse, ell paymems rueived by Lender under �;�_;;-:;
<br /> paragrephs 1 and 2 shall be apptied:��st,�o any pmpaymem charges due under the No;e;szcond,to amounis p�yable under ;;t,=:;:
<br /> paragrepli 2;�hfrd,ro intcrest duc;fwrtli,�o principal duc;anJ In.v,ro any laie chazges due under�hc Note. ,�,":�,_�:;
<br /> 4. Chorges; Llens. Qortowcr shall p�p all iaxcs, azsasments,chargcs, Mcs and imposl�ions muibutnble m thc C3�};��::_
<br /> Fropetly whlch may.ueln pdoriry over�his Securiry lnstniment,and Ie,sehold paymems or ground mms,i(xny. Oorzower z�ti<r;-.
<br /> shall psy�hcse oblizxions in the manncr provided in p�mgraph 2,or If not patd in�hat manncr,6ovower s§all pay�hcm on ��'_��� -
<br /> time dlrectty to�he penon owed payment. 6orcowershall prom�xly Pomish to Lender all notices of amounts io be paiA under '��s`%�'=
<br /> this pncagrnph. Ii Dorrower maka these payments dimcUp,[turtower shall promptly fumish ro Lender rcceip�s evid:ncing 7��=,
<br /> ILc qaymcmx. ".°".-.
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<br /> - Dottower shnll promp�ly dtscharge any lien���hich has pdority over ihis Srruri�y InstrumeN unless f3oaower.(a)agrees �?'%t+r`�-.-
<br /> in wri�in ro the a mant of�he obll ation secme�b ihe lien fn a manner ncca abb�o Lender.@)contesu in ood fai�h the t3'%c-`.'
<br /> 8 P•Y 8 Y f'� 6 li�sli:=.�
<br /> Ilcn by,or dcknds agafnst rnforcemau of�lic licn In,Icgal praccdings uhirh in�he I.ender�opinlon opera�c to prcvem thc _
<br /> enforcemen�of Ihe Iien;or(c)secures Gom thc holder oF thc licn an agrcement saiisfac�m}�ro Lender subordina6ng�he lien �j� ..
<br /> ro this Sceudly Inswmene If Lender detemilnes that any pan o!�he Propeny is subjcc��o a lirn which may attain priority +_�._��
<br /> over this Secud�y Inswmcn4 Lender may give Dorro�ver a no�ica ident(fying the licn. 6orzorver shall setlsty the Ilen or take _
<br />. one or more oRM xc�iens set fonh aUove withir. !0 d3ys ot�he giring of not?cr. ="`-'"
<br /> 5. liazar�or Vroperty insurance. Borroorr shall keep thc impro�emems now existing or herca�cr erccled on�he �:,;t.,:�..:_
<br /> Propetty Insured againsi loss by fire.hazards included within the temi"ex�ended coverage"and any other ha�ards,including •;i:=_
<br /> tlaods or Oooding, for which Lender requires inwrance. "R+i,insurance shall be maintained in �he amoums nnd fnr the .:<<�ti�•-'-
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