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201200389 <br /> for the zepaus and sestoration in a suigle payment or in a series of pxogess payments as the work is <br /> completed. If the insurance or condeinnation proceeds are not suf£icient to re}�air or restore the Property, <br /> Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration. <br /> Lender or its agern may make reasonable enhies upon and inspections of the Properry. If it has reasonaUle <br /> cause, Lender may inspect the interior of the ii�rovements on the Property. Lender shall give Bonower <br /> notice at the time of or prior lo such an interior inspection specifying such reasonable cause. <br /> 8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process, <br /> Borrower ar any persons or entities acting at the direction of Borrower or with Borrower's knowledge or <br /> eonsent gave materially false, misleading, or inaccurate in£ormation ar statements To Lender(or failed to <br /> provide Lexider with inaterial information)in connection with tl�e Loan. Material representations include, but <br /> are not limited tq representations conceming Borro�ver's occupancy of the Property as Borrowes's principal <br /> residence. <br /> 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If(a) <br /> Borrower fails to perform thc covenants and agreeinents contained in flvs Security Instrument, (b)there is a <br /> legal proceeding that might siguficantly affect Lender s interest in the Property and/or rights under This <br /> Security Instrument(such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for <br /> enforecment of a lien which may attain priority over this Security Instnunent or to enfarce laws crr <br /> regalations), or(c)Bonowcr has abandoned the Property, then Lender may do and pay for whatever is <br /> te2SOnable or appropnate to protect Lenda's 3ntere3t in the Properry and rtghts u�da this Securitq <br /> Instrument, including protecting and/or assessing the value of the Properiy, and securing ancVor repairing <br /> the Properry. Lender's actions can include, but are not limited ta (a)paying auy Sums secured by a lien <br /> which has priority ovex this Security Instrument; (b) appearing in court; and(c)paying reasonable aTtomeys' <br /> fees to protect its interest in the Property ancUor rights under this Security Instrument, including its secured <br /> posiiion in a baiilffuptcy proceeding. Securing the Property includes, but is not lunited tq entering the <br /> Properry to xnake repairs, change locks, replace or board up doors and windows, drain water from pip�, <br /> eIixninate Uuilding or other code violations or dangerous conditions, and have utiliges tumed on.or ofE <br /> �1lthough Lender may take action under this Secfion 9, Lender does nof have Yo do so and is not under any <br /> duty or obligation to do so. It is ageed tliat Lender incurs no liaUility f�r not taking any or all actions <br /> authorized under this Section 9. <br /> Any amounts disbursed by Lender uudcr fhls Section 9 shall become additional debt of]3orrower secured by <br /> this Secutity Instrmnent These amounts shall beaz interest at the Note rate from the date of disbursement <br /> and shall be payable, with such interest, upon no6ce from Lender Co Borrower requ�.stivg payment. <br /> If this Security uvstrmnent is on a leasehold, 13orrower shall comply with all the provisions of the lease. If <br /> Borrower acquires fze tifle tp the Property, the leasehold aad the fee title shall not merge unless Lender <br /> agrees to the merga in wrrting. <br /> 10. M ortgage Insurance. If Lender required Mortgage Insurance as a condition of malang the Loau, Borrower <br /> shall pay the premiwng required to maintain the MorCgage Insurance in effect. If, fos any xeason, the <br /> Mortgage Inauxance coverage xequired by Lender ceases to be auailable frorn the mortgage insurer that <br /> previously provided such insurance aud Borrower was required m inake separately desi�ated payments <br /> towazd thc premiums for Mortgage Insurance, Borro�ver shall pay the preiniLUns reqLUred to obtain coverage <br /> substantially equivalent to the Mortgage Ins�sance previously in effect, at a cost substantially equivalent to <br /> the cosk to Borrower pf the MorCgage Insuranee previously m effect, from au a�Yednate morEgage insurer <br /> seleeted by I,ender. If substantially equivalent Mortgage Insurance coverage is not available, Bpnower sha11 <br /> zaaooaeo <br /> NEBRASKA-Single Fzmity-FannieldaelFreadie A4ac UWFORM INSTROMFh'T Form 3028 11�1 <br /> VMP� VM P6(N�(1�OS) <br /> NloltersKluwer nnancial Services Page 8 oi 1l <br />