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� 201200389 (C) "Lender" is EQUITABLE BANK Lenderisa Savings Bank organizeduidcxistineunderthelawsofTHE STATE OF NEBRASKA Lender'saddressis 113-115 N LOCUST ST PO BOX 160 GRAND ISLAND NE 68802-0160 Lender is t��e beneficiary under this Security Instnunent. (D) "Trustee" is EQUITABLE BANK (E) "Note" means the promissoiy note signed 6y Bosower and dated J a n U d Py 11, 2 012 . The IQote statesthatBorrowerowesLender ONE HUNDRED SIXTY TWO THOUSAND FIVE HUNDRED AND 00/100 Dollars(U.S $16 2,5 0 0.0 0 )ph�s interest. Bonower has promised to pay this debt in regular Periodic Yayments and to pay the debt in fixll not later than Feb r ud ry 1 . 203 2 . (F) "Property" means the property that is described below under the heading"Transfer of Rights in the Prop�ry " (G) "Loan" means the debt evidenced by the iQote, plus vaterest, any�epayment charges wd late cLazges due under the Note, and all sums due under this SecLUZty instniment, plas interest. (H) "Riders" means all Riders to this Security Instrmnent that aze execut�by Boaower. The following Riders aze to be executed by Borrower [check box as applicable]: �Adjustable Rate R3der � Condominiwn Rider 0 Seeond Home Rider r BaIloon Ridex 0 Planned Unif Development RiBer 0 1-4 Family Ridar ❑VA Rider 0 Biweekly Paymenf Rider 0 Other(s) [specify] (I) "Applisable Law" means all controlling applicable federal, state and looal statutes, regulations, ordi�auces and adtninistrative rules and orders(that have the efPect of law)as wzll as all applicable fina1, non-appealable judicial.opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Praperty by a condominium association, homeowners aaaociation or similaz organizatioa (F� "Electronic Funds Transfer" means any transfer of funds, othcr than a transaction originated by check, draft, or snnilaa-papei iaslniment, wl�ich is initiat�d through an electronic temrinal, telephonic Instnnnent, computer, or magnetic tape so as to order, instruct, or authorize a financial insritution to debit or credit an account. Such term includes, but is not Ilmited to, point-of-sale transfers, automaTed,teller machine fransactions, transfeis vutiated by telephone, wire ttaasfers, and automated clearinghanse transfexs. (L) "Escrow items" means those items that arz described in Section 3. (M) "M iscellaneous Proce2ds" means airy compensatioxi, setticment, a�vard of danzages, or proceeds paid by any third pariy(other than insurance proceeds paid under flic coverages described in Section 5) for. (i) damage to, or destruction of the Property; (ii) condemnaCion ar other taking of all or any part of the Property; (iii) conveyance in lieu of condemnaatiion; or(ivj inisrepresentations of, or omissions as to, the value and/or condition of the Property. za0000sc NFBRASKASingle Family-Fannie NIae1Fre�+die M19ac ONIFORbi MSTRUld ENT Porm 3428 1i01 VM p(nJ VM P6(NcJ(N OS) 'lPolters Kluw e�Financial Suvices Pzge 2 of 1]