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<br /> 7'QGETHER WITH all thc itnprovcmcnis n��w ur h�:rcaftor crectcd on ihc pruperq•, und,ill ru�rnuntti,appurtennncc+, iind
<br /> ' ,. ,.Y, fixturc� naw un c�rcaflcr a pan uf thc prupi:rty. All rcpl��cemcnt� and ad�itiu�i, ,hall al.�, hr �•n�•rred hy ihiti Sccui•i�y
<br /> ! In>,Irumc»t. All of thc fnrcgoing is rcfcrrcd tu in Ihi,5ccurity Instrw��cnt uti d�c "Propert}•." ,
<br /> , BORROWER COVENANTS thut Borro�vcr i,lawlull�•,ciscd uf lhc c+iatc hcrcby runvcycd i►nJ h;�� thc riEhl b��trunt �md
<br /> '� cunvcy thc Pruprny and thut the Pruperty i, uncncumh�:r�<I. cxcept (ur encumhrmr.� af rcrurd. Hi�rru�vcr�v;�rr�mt+ iuid �vill .
<br /> = defend gcncrelly Uie titic tn thc Pn,perty,i�;:�in•t nll rh�iu„;�nd demarniti,,uhjcrt t�,nny rnCUtnhrnnrc•���f rrr�ud
<br /> � ' � THIS SkiCURITY INSTRUM�NT rambincs unifom�cuvcnants f�ir nntional u+c,�nd nun-unili�rm cuvcnuius with IimitcJ
<br /> ,� variations by jurisdirticm to contititutc u unif��rm+ccuritp in:,trumcnt cavcring rrul properry.
<br /> .w� UNIFORM COVENANTS. Burruwcr nnd I..cndcr cov�nant und ayrcr us fullo�v�: ,
<br /> .,,,,,,,,, ,�:� l. Payment of Principnl and Interc�st; Prepa��inxrol nnd [.nte Char�es. Hurra��•cr tihcdl pri�mptly puy whcn dur the
<br /> .• principal uf und interest im the c3ebt evidented by the Ncxe and any prepaynum aad latc rhu�Ecs due under the Nute. "''
<br /> ; 2. Funds for Tc�xcs nnd Insnrnncc. Sohject t�> >�pplicnblc law or t�a wrincn waivcr by I.cnd�:r, Rorr�»ecr tih.dl puy to
<br /> Lender on the d:�y monthly paymcnts arc duo unJcr thc Not�,until Utc Note is paid in I'ull, a wm("FunJs")for: (a)ycarly taxcs �
<br /> and assessimnts which may attain prioriry uver thi,Scrurit� lristrument us u licn on thc Propcny: (b)ycarly Icasehold payntents ',,;�'
<br /> or gmuud rents on thc Property, if any:(c)ycarly h:unrd oi pr.openy insuranrc prcmiums:(d!yrurly fl�xxi insurunc�prcmiums.
<br /> if any; (e)yearly mortgage insurance pre�niums, if uny:arrJ(f� aiiy sums payable hy Borrnwer to I.ender, in .irce�rdance with '`'�
<br /> ' the provisions of pa�agraph A, in lieu of the payment of ntcJSl�,�ge insurance premiuim. These items ure callai "Encruw Items." -,;;;
<br /> Lender may, at any time, collect :�nd hcild Funds in un amn�Jnt nut a�excccd thc rosximum amuunt a lender for a foderally
<br />- reluleJ morigage luua ntuy reyuire fur i3urruwer',rycruv� a�c��unt unJer die fr�leral Real F.,latr Srtticm�nt RroerJurr�Art uf ��u
<br /> ' 1974 as;unended from time to time, 12 U.S.C. Section 2hql e�r seq. ("RESPA"),unless unother luw that applies to the Funds .��1�-%•,:
<br /> sets a Iesser amount. IP so, Lender ma�•, at nny timc, coll�ecs and hold Funds in an amount not to exceed the Iesser amount. � ` "
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<br /> , .. Lender may estimutc the amount of Funds duc on the basi�;of current data and reasonable estimates of expenditures of future
<br /> � Escrow[tems or otherwise in accurdanee with iipplicuble lavr. +���-,
<br /> " The Funds shall be hcld in an institution whusc dr,�JSits ure insured by a fcderal ugency, instrumcntality, or entiry -
<br /> ' •� (including L.ender,if Lender is such nn institu!ion)or in ar.y Federal Home I.oun Bank. Lender shall apply the Funds to pay the �!__
<br /> Escrow Items. Lender may not char�e Borrower for h��ldin�Z and applying the Funds, annually a��alyzing the escrow account, or t�:`
<br />- verifying the F.scrow Items,unless Lendcr pays Bormwer ir�'r.rest on the Funds and applic.�ble law permits Lender to make such �,-
<br /> .� ., a charge. However, Lender may requi�e[iurrowcr to pay a or.e-time charge for an independent real estate tax repr�rting service ��`�—
<br /> - used by I.ender in connection �vith tt�is loan, unless ap�.l�;able la�v provides otherwise. Unless an ngreement is m�de or ""-
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<br />- . , ��Iijt- A�'i�,l�a�3u.�3'vt'�yuiT�S ii'it�fCSI Iv�'iG yiii3. L.i:�uC:T Sii:l��rv'�� uv iv''i.jiiiii:�C��'iSy uv�tv�iiCi 8iiy 3i�iC;Ta'-.iI Gi�diii3i�b'S vu t�ic�iii�a�5. -
<br /> ' Borrowcr and Lender mtiy agree in writing, howevcr, that interest shall be paid on the Punds. [.ender shall give to Borrower. _=
<br /> = without charge, 3n annutil accounting of the Funds, shuwin� credits nnd debits ro the Funds and the purpose for which each -_
<br />= •• debit to the Funds�vas mnde.The Funds are plod�ed as uddi:ional secunry for all sums secured by this Security instrument. __
<br /> :'a . „ If the Funds held by [.ender excec:d the umounts pemTittai to be held by applicable law, I.ender shall accaunt to Bor�ower
<br /> �.. . for the excess Funds in nccordance with the requirements�►f a�O�lirable law.If the amount of the Funds held by Lender�t any =_
<br />��' ' � time is n�t sufficicnt to pay the Escrow Items when due,I.ender may so notify Borrower in writing, en�!,��S!�!`�?^ati2 B^!'!^`.!'�r
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<br />:i` -'"`'� ' shall pay to Lender thc umount neccssary to muke u�n�the deficiency. Borrower shall make up the deficiency in no more than
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<br />�-�_; . ,.,,,,�n twelve monthly payments,at Lender's sole discretiai. --
<br /> '-�---� ��•. s:- Upon payment in full of all surns secured by this S�:curity Instrument, Lender shall promptly refund to Borrower any —
<br />-�;s�:.�."�. :: Funds held by Lendcr. If, under paragrnph 21, l.endcr shal!acquirc:or sell the Property,Lender,prior to the acquisition or sa�e
<br />---=:�.'•`�;�'=°�=: of the Property, shall apply uny Funds held by Lender ut thu time of acquisition or sale ac u credit Against the sums secured by
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<br /> -�--��"'`=:�'i • this Securlty lnstrument. _�-
<br /> =_°��x.:��� 3.Application oPPuyments.Unless applicublc law pr�vidcs otherwise,xll payments received by Lcndcr under pAragraphs
<br />=---�a-�-''�'�'- I and 2 shaU be applied: first, to any prcpayment chargcs due under the Notc: second, to amounts payable under paragr�ph Z; —
<br /> �;���;��"�° thi��d,to intcrest due; fourth,to princi�til duc;und lust, to uny fatc chargcs due undcr thc Note.
<br />—=-_.;'•;+°�'� 4.Chantes: Liens. Borrower shall nay all taxPV. a�:�eFCmenr�. charees, fines nnd impositionc attrihutnhle to the P.►�uerty __
<br />"}"�"'""`••� which may attain priority over this Security Instrument, and Ieasehold payments or �round rents, if any. Borrower shall pay —
<br /> �-���-�":, these obligations in the munner providod in paragrapn 3,or if nat paid in that manner, Borrower.r•hall pay them on time direc;ly
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<br /> �^•~,}•• • to the person o�ved payment. Borro�ver shull promptly furnish to LEndcr all notices of amounts to be p�id under this paragraph.
<br /> t..�,�z�.,, —
<br />—�?: If Borrower makes these payments directly, Borrower sh,dt�prom�tty fumish to L.ender receipts evidencing the payments. ---
<br /> 'ty''°''`�sS ;'� • Borrower shall rom tl dischur e nn lien which hur; r�orit aver this Secunt Instrument unless Borrower:(a)a rees in
<br /> _;�,��;f,:�',�.�: P P Y S Y P� Y Y � --
<br />—_��r:�=°.;:, writing to the payment of the obligation secured by the li�n in a manner acceptable to Lender, (b)contests in good faith�he lien ---
<br /> �'"�'"��°` by, or defends against enforcement af the lien in, le�ul proceedings which in the Lender's opinion operate to prevent the
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<br /> ' enforcement of the lien;or(c)secures from thc holder ot'thc lien an agreement s�nisfactory ro I.,ender subordinating the lien to ��-
<br /> - � this Security Instrument. ;f Lender determines thut uny pi�rt of the Property is subjc�t to u lien which may attain prioriry over .c�::
<br /> " „ this Sccurity� Instrumcnt. I.ender may give Borrowcr i+ nntire id�ntifying thc lien. Borrower shull satisfy the lien or take one or =_
<br />� . more oF the nctions se�forth above wirhin 10 days of th�giving of notice. - _
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