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201200339 Lender or its agenT may make reasonable entries upon and inspections of the Propert}'. If ii has reasonable cause,Lender may inspect the interior of the improvements on the Properry.Lendcr shall give Borrower notice at the timc of or prior to such an interior inspection specifying such reasonable cause. 8. Borrower's Loan Application. Borrower shall be in default if,during the Loan application process, Borrower or any persons or entities acting at the direction of Borrower nr wilh Borrower's knowledge or consentgave materially false,misleading,or inaccuratc informarion or statements to Lendcr(or failed to provide Lender with material information) in connection with the l.oan. Material representations include, but are not limited to, represenWtions concerning 6orrower's uccupancy ofthe Property as Borrower's principal residence. 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If(a)Borrower fails to pertbrm the covenants and agreements contained in this Secwity tnstrument,(b)there is a legal procccding that might significantly affect Lender's interest in the Property and/or rights undcr this Security Insh-ument(such as a proceeding in bankruptcy,probate,for condemnation or torfeiture, for cnforcement of a lien which may attain prioriry over this Securiry Tnstnunent or m enforce laws or regulations), or(c) I3orrower has abandoned the Property, thcn Lender may do and pay for whatever is reasonxble or appropriate to protect Lender's interest in the Property and rights under this SecuriTy Instiument, including protecting and/or assessing the value ofthe Property,and securing and/or repairing the Property. Lender's aclions can include, but are not limited ta (a)paying any sums secured by a lien which has priority over this Security Instrument;(b)appcaring in courh,and(c)paying reasonable attorneys'fees to protecl its interest in the Vroperty and/or rights under this Seeurity Instrument,including its sccured position in a bankrupTCy proceeding. Securing the Propetty includes, but is not limited to, entering the Property to make repairs,change locks,replace or board up doors and windows,di�in waier from pipes,eliminate building or othcrcode violations or dangerous conditions,and have utilities turned on or off: Although Lender inay take action under this Section 9, Lender does not have to do so and is nol under any duty or ubligation to do so. Tt is xgreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt ofBurrowcr secured by this Sec�riry Instrument.These amounts shal I bear interest at thc Note rate trom the dare of disbursement and shall be paya6le, with such interest,upon notice from Lender to Rorro�ver requesting payment. If this Security Instrument is on a leasehold,Borrower shall comply with all the provisions of the lease. If Borrower acqoires fee title to the Properiy,the leasehold and the fcc tiNe shal I not merge�nless Lender agrees lo the merger in writing. 10. Mortgage Insurance. If Lender reyuired Morcgage Insurancc as a condition of making the Loan, Burrower shall pay the premiums required to maintain the Mortgage Insurance in eftect.If;for any reason, the Morlgage Insurance coverage required by Lendcr ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separatcly designated payments toward the premiums for Mortgage Insurance. Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cosl substantialty equivalent to ihe cost to Borrnwer of the Mortgage Insurancc previously in effect,from an alternate mortgage insurer selected by Lender. if subslantially equivalent Mortgage Insurance coverage is not available,Borrower shall continue to pay to Lender the amount of the separately designated '1958fi6�5]9 NEBRASKASrngle Family-Fannie Maeffretldie Mac�JNIFORM INSTRUMENT Fomt 3029 1/01 �� 09/f0 VMP@ �j� Wd[ersKluwerFinanciel5ervices 201112154 0 0 0 4002J20110208V Imhals "'y� PageBOt1] IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII��II�II��IIII IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII