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201200339 (U.S.$96,493.00)plus interest.Borrower has promised to pay this debt in rcgular Periodic Pnyments and to pay Ihe debi in full not later than Jxnuary L 2032. (F) 'Prupe��l}�"means die prope�Ty that is described below under the heading "Transfer of Rights in the Properry." (U) "Loan"means the debt evidenced by the Note, plus interest.any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders"means all Riders to this Security Instnmient that are excculed by Borrower.The following Riders are to Lie executed by Borrowcr[check box as applicable]: ❑ Adjustable Rate Rider ❑ Condominium Rider C Second Home Rider ❑ Balloon Rider LI I'lanned Unit Developmcnl Rider L 1-4 Family Rider ❑ VA Rider C Biweekly Payment Ridcr I� Other(s) [specify] (1) "A��plicable Lmn" means all controlling applicable federal, state and Iocal statutes, regulations, ordinances and administrative rules and ordc;rs (that have the effect of law)as wcll as all applicable tlnal, non-appealablejudicial opinions. (J) "CommzmityAssocralion Dues, Fees, arrdAssessmenls"mcans all dues,fees, assessments and otherchargcs that are imposed on RorrowerortheProperty by a condominium associa[ion,homeowners association or similar organization. (K) "Eleclro��ic Ftn7ds Transfer"means any [ransfer of funds, other than a transaction originated by check,draft,or similar paper insh'ument,which is ini[iated through an electronic terminal,telcphonic instrument, computer, or magnetic Tape so as to order, inscruct, or authorize a financial institutiun tu dehit or crcdit an accounL Such terni includes,but is noC limited to,point-of-sale transfers.aotomated teller machine transactions,transfers initiated by telephone,wire transfers,and automated clearinghouse transfers. (L) "Escrow Iterns"means those items that are described in Section 3. (M) "tLfiscelluneousProcceds"means any compensation,se[dement,award ofdamages,or proceeds paid by any third party(other than insurancc proceeds paid under the cnverages described in Section 5)for: (i)damage to,or destruction of, the Property; (ii) condemnation or other taking of all or any part ofthe Property;(iii)conveyance in lieu ofcondemnation; or(iv) misrepresentations of,or omissions as to,the value andior conditio�� of'the Property. (N) "Mortgage7nsurance"means insuranec protecting Lender agains[the nonpayment of,or default on,the Loan. (0) "Periodre Pavment"means Lhe regularly scheduled amount due for(i) principal and interest under the Note, plus(ii)any amounts under Seciion 3 of this Security Instrument. (P) "RESPA"means the Real Estate Setdement Procedures Act(12 U.S.C. Section 2601 et seq,)and its implementing reg�lation, Regulation X(24 CF.R. Part 3500), as they might 6e amendcd from time to time, or any additional or succeesor]egislation or regulation that governs[he same sobject NEBRASKA-Sin le Famil- 195865]5]9 g y Fannie Maeff�etldie Mac 11MFORM INSTRUMENT —+r� 1�f Form 3028 iNi 1�r 09/10 VMP� WoltersKluwerFinanuel5ernces ZOi112154 0 0 0 4004J20110209V In4ials Page2M1� I IIIII I IIIIII IIII IIII III I IIIII IIII��I IIIII IIIII IIIII IIIII II I)IIIII IIIII IIIII IIII IIII