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� <br />� <br />� <br />N � <br />A = <br />N � <br />e � <br />0 <br />W �� <br />- <br />� <br />�� <br />� <br />� <br />� <br />� <br />� <br />°�!'1 <br />C <br />gf9� <br />��'0V9� <br />� � <br />When Recorded Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />��. <br />� �. <br />�!'j <br />�' <br />r..� <br />� c� <br />►..-► <br />� � <br />m � <br />r n <br />r' �' ' � <br />c ' <br />o �� � <br />� � � <br />rn <br />� <br />� � <br />rn � <br />� <br />r] A (A) <br />- +1 <br />�rn CJ <br />rn � <br />c� <br />� <br />n N <br />O —i <br />C � <br />Z � <br />� <br />� O <br />o "*� <br />-" z <br />z m <br />v m <br />� � <br />f A <br />C!� <br />� <br />n <br />� � <br />cn <br />N <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFIIVITIONS <br />MIN:100416700017605941 <br />� <br />� <br />� <br />� <br />� <br />� <br />�U� <br />� <br />� <br />� <br />Words used in multiple sections of ttus document aze defined below and other words aze defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated January llth , 2012 , <br />together with all Riders to this document. <br />(B) `Borrower" is Kevin M Callahan and Shannon R Callahan, husband and wife <br />Bonower is the trustor under this Security Insirumen� <br />(C) "Lender" is CharterWest National Bank <br />Lender is a Corporation organized and existing under the laws of <br />the State of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 <br />(D) �Trustee" is CharterWest National Bank 201 South Main 5treet PO Bog 288 West Point, NE <br />68788 <br />(E) uMERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the bene8ciary under this <br />Security Instrumen� MERS is organized and eacisting under the laws of Delawaze, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) �Note" means the promissory note signed by Borrower and dated January l lth , 2012 . The <br />Note states that Borrower owes Lender Ninety Siz Thousand Nine Hundred Thirty Seven and 00/100 <br />Dollars (U.S. $ 96,937.00 ) plus interest. Boaower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />February 1, 2042 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(� "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(n °°Riders" means a11 Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider <br />(� uApplicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />NEBRASKA—Single Family—Fannle MaelFreddie Mac iJNIFORM INSTRiJMENT (MERS) Form 30281/Ol (page 1 of 9 pages) <br />12439.CV (9/11) 906824 Creative Thinking, Inc. <br />� <br />O <br />!—► <br />N <br />O <br />O <br />C.w) <br />O <br />..� <br />C <br />� } � <br />GOTO(OOlb73 <br />�C� � <br />