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201200�95 TRANSFER OF RIGHTS IN TI� PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, e�ctensions and modifications of the Note; and (ii) the performance of Bonower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of Hall . [Type of Recording JurisdicUon] [Name of Recording JurisdicUon] Lot Two (2) in Block Three (3) Kay-Dee Subdivision, Hall County, Nebraska, EXCEPTING a tract of land more particulariy desc�ibed in Warranty Deed recorded as Instrument #91-102667 as the Southerly Two (2) feet thereof. which currently has the address of Grand Island [Cny] 1607 Roberta Ave. �sv�� , Nebraska 68803 ("Property Address"): [Zip Code� TOGETI-�R WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is refened to in this Security Instrument as the "Property." BORROWER COVENANTS that Bonower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Bonower wanants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURIT'Y INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. NEBRASKA- Single Family - FannieMae/FreddieMac UNIFORM INSTRUMENT Form 3028 1/01 Laser Forms Inc. (800) 44fr3555 � LFI #FNMA3028 9/11 Page 3 of 13 Initials: «--