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<br />When Recorded Return To:
<br />CharterWest National Bank
<br />714 N Diers Avenue
<br />Grand Island, NE 68803
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<br />[Space Above This Line for Recording Data]
<br />State of Nebraska DEED OF TRUST FHA Case No.
<br />321-3079156 703
<br />MIN:100416700017532384
<br />THIS DEED OF TRUST ("Security Instrument") is made on January lOth , 2012
<br />The trustor is Ariel Chavez and Michelle Kinsman, husband and wife
<br />("Borrower").
<br />The trustee is CharterWest National Bank
<br />("Trustee"). The beneficiary is Mortgage Electronic
<br />Registration Systems, Inc. ("MERS") (solely as nominee for Lender, as hereinafter defined, and Lender's
<br />successors and assigns). MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of PO Box 2026, Flint, MI 45801-2026, tel. (888) 679-MERS.
<br />CharterWest National Bank ,
<br />which is organized and existing under the laws of the State of Nebraska , and whose address is
<br />714 N Diers Avenue Grand Island, NE 68803 ("Lender").
<br />Borrower owes Lender the principal sum of Eighty Thousand Three Hundred Eleven and 00/100
<br />Dollars (LT.S. $ 80,311.00 ). This debt is
<br />evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for
<br />monthly payments, with the full debt, if not paid eazlier, due and payable on February O1, 2042
<br />This Security Instrument secures to Lender. (a) the repayment of the debt evidenced by the Note, with
<br />interest, and all renewals, extensions and modificadons of the Note; (b) the payment of all other sums, with
<br />interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For tlus
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in ixust, with power of sale, the following
<br />described property located in �all County, Nebraska:
<br />Fractional Lot 6 in Fractional Block 13 of Russel Wheeler's Addition ot the City of Grand Island, in Hall County,
<br />Nebraska, and its complement, to-wit: All tl�at part of Fractfonal Lot 7 in Fraciional Block I40 of Union Pacific
<br />Railway Company's Second Addition lying more than 66 feet West of the East line of said Fractional Lot 7 in
<br />Fractional Block 1�0 of Union Pacific Railway Comgany's Second Addition to the GYty of Grand Island,
<br />Nebrasl:a
<br />AND
<br />That part of Lot Seven (�, in Block One Hnndred Forty (I40), Union Pacific Railway Company's Second
<br />Addition to the City of Grand Isiand, Nebraska, and tliat part of Lot Seven ('�, in Block Thirteen (13) of Russel
<br />Wheeler's Addition to the City of Grand Island, Nebraska, more particularly described as follows: Commencing
<br />at a point 33 feet West of the Southeast Corner of Lot'1, in Block 140, Union Pacific Railway Company's Second
<br />Addition to the City of Grand Island, Nebraska, on the Soutl� boundary line thereof; thence continuing in a
<br />Northerly direction purallel to tlie East boundary line fhereof, a distance of 132 feet to the North boundary line of
<br />Lot 7, in Block 13, Russel'Wlieeler's Addition ta the City of Grand Island; theace going in a Westerly direction
<br />ulong and npon said Narth boundary line a distance of 33 feet to the Norfliwest Corner of said Lot 7; thence
<br />continuing in a Soufi]ierly direction parsillel to the Easterly boundary line of Lot 7, in Block 140, Unioa Pacific
<br />Railway's Second Addition to the City of Grand Island, Nebraska, a distance of 132 feet to the Sonth boundary
<br />line thereof; thence coniinning in an Easterly clirection along and upon the South boundary line thereof, a
<br />distance of 33 feet to the point of beginning; EXCEPT that portion in Deed recorded as Instrnment #94-100073, ,
<br />records of Hall County, Nebraska.
<br />which has the address of 110 E 9th 5t
<br />[saeetJ
<br />Grand Island , Nebraska 68801 ("Property Address':);
<br />[City] [Zip Code]
<br />16256.CV (9/1 ]) 9p('79� Page 1 of 5
<br />GOTO(OO1b685d) , _ ��
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