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2012002�0 <br />DEED OF TRUST <br />Loan No: 5863616932 (Continued) Page 12 <br />claims are fully withln that court's jurisdictfon. <br />If Connecticut lawgovams the Dispute, the following provision is included: <br />Real Property Collateral. Notwithstanding anything herein to the contrary, no dispute shall be submitted to arbitraUon if <br />the dispute concems indebtedness secured direcUy or indirecUy, in whole or in part, by any real property located in <br />Connecdcut unless (i) the holder of the mortgage, Ilen or security interest specffically elects in writlng to proceed with <br />the arbitration, or (ii) all parties to the arbiVation waive any rights or benefits that might accrue to them by virtue of <br />Sections 49-1 and 49-14 et seq. of the Connecticut General Statutes, thereby agreeing that alt indebtedness and <br />obligatlons of the parties, and all mortgages, liens and security interests securing such indebtedness and obligations, <br />shall remain fully valid and enforceable. <br />If Idaho law govems the Dlsoute. the following provision is included: <br />R�al Properly Collateral. Notwithstanding anything herein to the conVaty, no Dispute shall be submitted to arbitratlon <br />if the Dispute concems indebtedness secured directly or indirectly, in whole or in part, by any real property unless (i) <br />the holder of the mortgage, lien or security interest specffically elects in writing to proceed with the arbitraUon, or (ii) all <br />partfes to the arbitration waive any rights or beneflts that might accrue to them by virtue of the single action rule <br />statute of Idaho, thereby agreeing that all indebtedness and obligations of the parties, and all mortgages, liens and <br />security interests securing such indebtedness and oblfgations, shall remain fully valid and enforceable. <br />If Montana law govems the DisputB. the following provision is Included: <br />Real Property Collateral. Notwithstanding anything herein to the contrary, no Dispute shall be submitted to arbitratlon if <br />the Dispute concems indebtedness secured directly or indirectly, fn whole or in part, by any real properly unless (i) the <br />holder of the mortgage, Ifen or security interest speciflcally elects in writing to proceed with the arbitratlon, or (ii) all <br />parties to the arbitraUon waive any rights or benefits that might accrue to them by virtue of the single acUon rule <br />statute of Montana, thereby agreeing that atl indebtedness and obligatlons of the parties, and alt mortgages, Ilens and <br />security Interests securing such indebtedness and obligatlons, shall remain fully valid and enforceable. <br />If Nevada law qQvems the Disoute, the following provision Is Included: <br />Real Property Collateral. Notwithstand(ng anything herein to the conVary, no Dispute shall be submitted to arbitration if <br />the Dispute concems indebtedness secured direcUy or indirecUy, in whole or in part, by any real property unless (i) the <br />holder of the mortgage, lien or security interest speciflsally elects in writing to proceed wlth the arb(Vadon, or (fi) all <br />parties to the arbitratlon waive any rights or benefits that might accrue to them by virtue of the single action rule <br />statute of Nevada, thereby agreeing that all indebtedness and obligaUons of the parties, and all mortgages, Ilens and <br />security interests securing such indebtedness and obligatlons, shall remain fully valid and enforceable. <br />If South Dakota law govems the Dispute, the following provlsion Is included: <br />Real Property Collateral. Notwithstanding anything herein to the contrary, no Dispute shall be submitted to arbitratlon if <br />the Dispute concems indebtedness secured directly or indirectly, in whole or in part, by any real property unless (i) the <br />holder of the mortgage, Ilen or security interest specifically elects in writing to proceed wlth the arbitration, or (fi) all <br />parties to the arbitratlon waive any rights or benefits that might accrue to them by virtue of the single acUon rule <br />statute of South Dakota, thereby agreeing that all indebtedness and obligations of the parties, and all mortgages, liens <br />and security interests secu�ing such indebtedness and obligations, shall remain fully valid and enforceable. <br />If Utah law governs the Disoute, the following provislon is included: <br />Real Property Collateral; Judicial Reference. Notwithstanding anything herein to the contrary, no Dispute shall be <br />submitted to arbitration if the Dispute concems indebtedness secured directly or indirectly, in whole or in part, by any <br />real property unless (i) the holder of the mortgage, flen or security interest specifically elects in writing to proceed with <br />the arbitra6on, or (ii) all parties to the arbitratlon waive any rights or benefits that might accrue to them by virtue of the <br />single action rule statute of Utah, thereby agreeing that all indebtedness and obligations of the parties, and all <br />mortgages, liens and security interests securing such indebtedness and obligations, shall remain fully valid and <br />enforceable. If any such Dispute is not submitted to arbitration, the Dispute shall be referred to a master in accordance <br />with Utah Rule of Civil Procedure 53, and this general reference agreement is intended to be speciflcally enforceable. A <br />master with the qualfications required herein for arbitrators shall be selected pursuant to the AAA's selection <br />procedures. Judgment upon the decision rendered by a master shall be entered in the court in which such proceeding <br />was commenced in acxordance with Utah Rule of Civil Procedure 53(e). <br />If Vlrginla law govems the DlspUte, the following provislon is Included: <br />Real Properly Collateral; Judicial Reterence. Notwithstanding anything herein to the contrary, no Dispute shall be <br />submitted to arbitration if the Dispute concems indebtedness secured directly or indirecUy, in whole or in part, by any <br />real property unless (i) the holder of the mortgage, lien or security interest specifically elects in writing to proceed with <br />the arbitration, or (ii) ail parties to the arbitration waive any rights or benefits that might accrue to them by virtue of any <br />single action rule, thereby agreeing that all indebtedness and obligaUons of the parties, and all mortgages, Ifens and <br />securfty interests securing such indebtedness and obflgations, shall remain fully valid and enforceable. <br />MISCELLANEOUS PROVISIONS. The following miscellaneous provisions are a part of this Deed of Trust: <br />Amendments. This Deed of Trust, together with any Related Documents, constitutes the entire understanding and <br />agreement of the parties as to the matters set forth in this De� of Trust. No alteraUon of or amendment to thls <br />Deed of Trust shall be effective unless given in writing and signed by the party or parties sought to be charged or <br />bound by the alteratfon or amendment. <br />Mnual Reports. If the Property is used for purposes other than Trustor's residence, Trustor shall fumish to <br />