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<br /> 92•� �,a�sa :
<br /> 7'o0R77iRR WITH all the improvemenb now or hercaRtr treclW on iho propenri and ail t►ssmco�s,appurtenences, , —
<br /> nnd(ixwros now or hercahor a p�n of the prupen�. All rcpinenKms and�dditlau sholl�lao bc covcred by this Sec�idty
<br /> tnstrumcnl. Allottholorcgo(nglsrcRmA4oinlhsSecurilylnsWmentnslhe"Property.°
<br /> 60RROWL�R COV(?NAMS thn�Aorrowcr is Inwfidiy sdscd of tho estatc htttby mnvcycd and has q�a dght to grant
<br /> �nd mnvcy tho Pro�eny nnd thnt tUo Propcay is uocncambcrod,cxccpt for encumbr.�nca of rccord. 13orrowcr wnrrams und
<br /> will doknd gencnlly tho tiilo to tho Proporty agalnst nll clnims and dcmends,su1�Ju�to any encumbranccs of raord.
<br /> TT1IS SIiCURITY INSTRUAiL'NT combines unifomi oovenants for nationnl uw and non•unffomi covennnts wlih
<br /> Ilmited varlations by Judsdic�ion ta cons�imio n unffnrm sscurity tnstmment eovcdng rcal propeny. " " �
<br /> UMrORM COVL+NANT9. Oorcowcr and LcnACr wvcnant nnd ageco as follows: ` - -
<br /> I. Paymrnt otPrtnc(pxl xnd Imeresf�Pre�iayment and l.o�e Ch�rga� Dorcowor shatl promptty pny whcn duc tho
<br /> principni of and Interest on Ueo debt ovidenced Uy iho Noto and any prepaymen�and Into chnrges due under tlio Noee.
<br /> 2. Ifindafor7Lxtssw�tasxrex.a Sub,�ecttoappUce6lolawortonwducnwntvcrbyl.ender,0orcowershalipayeo
<br /> i.er.der on N>:daY montNy paymertts aze duo�nC�r ch:Note,until tho No�¢Is pald in ful�,n sum("Nnds")Cor.(a)ycady
<br /> taxes ar.d asussr�nu�v5.kh maY r.tuin Priairy'over tNs Sccudiy Instn�mrnt as n Qen on Na Yropeny:(b)ycat�y icauhold _ _
<br /> p�.ymenis or ymur,d mnu ea the Ptt�perry,if any: (c) yearly hawrd or property tnsura.ir.e �cemivms: (� Yearly flood
<br /> [nsuraace premimns,if any; (e)ycady mcxtgage tiuurarse pn:miums, if any:ar.�E(�any suins psya6[e 6y Barower to
<br /> tendkt.[n accotdamv�xith t�r�rovis(nu of paragrsph 8,ia lieu of the paymen�of moaga3e invuance pcem[ums• 7heso
<br /> ilems uc cal}:d"Cscrow I�ems. Len3 r rtwy..t any iirae,col:eci ar.d hold I�nds In,n am,ount r.et to exceed tF.o nwximum
<br /> amount a Ir.nder for a federally rciatcel rr,ongage Iwn may nquim for ponowcr�escrow a:covni under tl:o fakral Reaf
<br /> Csta�a Seukm�_nt Prceedutcs Ac�of 1974 ps,mcndcd fmm�tme a time,12 U.S.C.§2601 e�arq.l'RGSPA').unless anotrr r
<br /> Iaw ihu opp!'r:s to tha PuMs sGS a Icsser amount. If so.Lender may,a�any flme.eollat and holA i'vnds In an amount nuy to
<br /> excxd Uie Iesser aniount. LenAer may estimate t&e maoum of Ponds due on iho bazis of eartcnt daia u.d ceasenab� �—
<br /> esilmalesotFrpcndimrcs of Poturc E?scrow items orm.Gcro�ise in attordanu with appliwble la�v. :z�=_-
<br /> 77¢P1nds shall be heid in an Ins�imtlon whase deposiis arc insured by a federal agem.y,inswmenlalily, or er.tiry _,--
<br /> (incluAing Ecn.kr,if Lender is xuch an in�tiiu�ion)or irs any I'cderal Home Loan 6ank. Lend.r si,�tt:.ppiy the I'unds w piy =_
<br />` the 4'scrox hems. Lender may noe char;e IIa�rvaer fur holding and applying�ha Ponds, anm�ly analyzing the escrow _
<br /> :xmunt,or veritying �he Pscrow lie�as.un9esx d,ai:lcr�ays Rorrower intemsi on the I�nds end epplicable Iaw permits --
<br /> ,tender Io mako sucli a c4oafe. lioa�.�er,Lerdr ma.�rcquirc Iforcower to pay a one•time eharge for an iude}�endem real =--
<br /> e+ti�e�ex rcportfng service�:.eA h��Lendcr in cama�inn with�h(s loan,uniess applicabte law prov:des mheneisa Uniess an
<br /> a,y�umer,f�s rande or Tpp;i:abic law rc�uires intcrest In be paid,Lcndcr shall nol be rcquirrd to pay Gortower any Intcrcst or
<br /> tandngs oa che FLnbs. DoROUror anJ LcnArr may ngrce in wri�ing,ho�vevcr,that fntcresl shall lx.paid on ihe iimds. Lcndcr –
<br /> sBall give tu iio:rox�cr,ai;hout charge,nn annual accoun�ing of thc Ponds,showing cn'dits and dcbits�o Ihe Nnds and�he _ .
<br /> purpose Por which each @oS�c to Ihe fvnds was made. 't7x Mn&are piedgcd ns nd.tilional secumy(or all s��is secured by �r;:::
<br /> �Ns Secudty Insmimcnt. s?=i:'-.
<br /> If the I�nds hetd by 1�nder exceed the amvim�s permiued ro Ue heid by :tg,?icn�Ie law.4ende7 xhaii accwnt ta ri:::.a�''--�
<br /> 13ortower tor theexcess fimds in accordanee�vi�h ihe rrquircments of applicable imr. If tt;e aax+mt of�he Funds held by `I�^e''�__
<br />- Lendet nl aup tinx is no�sufOdeN to p�y�he Usctow Itcros x�hen due,Lender may xo roUfy Burrox�er In wd�ing,and, in N��r:
<br /> such case Bmrower sholl pay �o Lender ehe amounl necessary ro make up Ihe dolicimcy. florcn�ver sLall make up �he �,,,��_
<br /> deficiency in no morc�han twelve momhiy�payments.m l.enderr sole discretion. r�;:::--
<br />- Upon paymenl In PoII of all swns necuretl by�his Secumy Ins�mmem,Ler.der siuli pmmpdy rcfund l0 6ottou'er any ���t; '
<br /> I�nds held by I.ender. i(,imdcr pnragreph 21,Lendrr shall acquirc or scll Uie Woperty,U;nder,prior w�he acquisi�lon or r� �� __
<br /> sale of�he Propeny,shall appty eny FuMis hcld by Lcnder at�he ftme of acqufsilion or sate as a credi� ngainst the sums �rv�;3 �
<br /> sccurcd by thts Saurity Inswmem. ,.+j•
<br /> 3. App7ltallon of Poymenls. Un[ess applicable law pro�ie2c> ot6erwise, all payments received Uy I.ender under =����}�-
<br /> paragrnphs 1 end 2 shall be nppiled:itrs�,�o any prepaymem char�es due under�ht yote;sernnd,ro amomus payable under Essti�;� --
<br /> paregaph 2;�hird,�o In�eres�due;fourih,to principal dur:ond lut,to any late charges due under�he No�e. �`�"`="'�
<br /> 4. Charges; Llens. Uortowcr shall pay all mxes, assc.�smenu,tharges, tines and Imposi�ions nt�ribwablc�o the �'��'tt�'���
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<br /> Propeny wMch may attain priori�y over ihis Seeuri�y Instmmem,end leasehold p�ymems or ground rcms,If a�iy. Dorcower �^ -
<br /> sh�ll a ih:se obli ations in Ihc mannrr provided in am rn�51,or if not aid in tha�manner,Barower shall a them on �`}�`��.
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<br /> tlme dircctiy co�he person owed paymcni. ➢ortowar shall prompty fumish to Lendcr ntl noiices oi amcunts to Ix pald undcr �ti���•-������
<br /> �his pazograph. If 6onower makes these paymcnts dicecdy,6onower shall promptly fnmish m Ler.dcr rcccip�s evidencing �;'��;'-:
<br /> �he paymems. "�`-;-.
<br /> Qottower shall promptly diuharge an�•lien which hti priority mer tliis Secuii;y fnsuumtm unless Oorron.r.(n)egrees �{i�:,;._
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<br />� in writing to�hc p�ymcnt of thc obligx.irn securcd by�he lien in a manner accepiablc�o Lrnder,(61 contwts in goai 8ith the �r?:rn:
<br /> lien by,or defends agalnsl enforcemeac o{ihe lizn in,Iegel praecdings whicl�in�he Lender'x opinion operale Io preven the � � ' ',.
<br /> entorcemenl of Ihe Iten;or(c)sccurex from�hc holder of ihc licn un ngreement sailsfaciory to Lender sulwrdinaiing IF.e lien sG,y,-:
<br /> to�his Seturi�y Inswment. 1f Lender demrmines�ha�any pan of�he Propcny i+subjen io a licn which may nuain p�ioriip �
<br /> ovu�his Secud�y Insuu¢em.Lendcr may pivt Oorro+rec a nmice idemifying�he liea. Qortowcr shall satisfy�hc lien or�ake f��,;j'�«!:�
<br /> one or more of ihe actionsse�fonh nlw��e within 10 dnys o(thegiving of notice. �?s;•�.-`
<br /> 5. 7�«tsrd or Proper[y Insunnm. Bcmoiver shali keep ihe impmvemems nuw ezia�ing u�I�ereaRer erected on iAe �rc�-,__-.
<br /> Propeny ias•.�red agains�loss by fire.5azuii.ir.duAed wi�hin the ten:�`extended coveragc'and any o�her hazards,incluJin� �`'��Tff,°-
<br /> (loods or floodir,g,for�rhich Lendcr rcq.rims insur:mce. T�is insi:rancc shall I+c maintaincd in thc amoums and for �he �"..�.,, �
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