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� �� N � B � � �� N �� A � A �� v - � � � �� �� When Recorded Return To: CharterWest National Bank 714 N Diers Avenue Grand Island, NE 68803 A � a A � � � /'1 rU r � � i ^' � � r � r � � a F , � � O rn � � � .G � � � d o � � � m � � o � � [Space Above This Line for Recording Data] State of Nebraska DEED OF TRUST - c � cn o —� z rn --� '� O � T �� Z z m � � �� r r�. � � a �� tr� FHA Case No. 321-3072243 703 MIN:100416700017326134 THIS DEED OF TRUST ("Security Instrument") is made on January lOth , 2012 The trustor is Joni R 5teinwart, a single person The trustee is CharterWest National Bank ("Borrower"). ("Trustee"). The beneficiary is Mortgage Electronic Registration Systems, Ina ("MERS") (solely as nominee for Lender, as hereinafter defined, and Lender's successors and assigns). MERS is organized and existing under the laws of Delaware, and has an address and telephone number of PO Box 2026, Flint, MI 45801-2026, tel. (888) 679-MERS. CharterWest National Bank , which is organized and existing under the laws of the State of Nebraska , and whose address is 714 N Diers Avenue Grand Island, NE 68803 ("Lender"). Borrower owes Lender the principal sum of Sizty Eight Thousand Two Hundred Twenty Five and 00/100 Dollars (LJ.S. $ 68,225.00 ). This debt is evidenced by Bonower's note dated the same date as this Security Instrument ("Note"), which provides for monthly payments, with the full debt, if not paid earlier, due and payable on February O1, 2042 This Security Instcvment secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements under this Security Instaument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in Hall County, Nebraska: The Southerly Seventy-Seven (7� Feet of Lot Six (6), in Block Thirty-Six (36) in Charles Wasmer's Addition to the City of Grand Island, Hall County, Nebraska. which has the address of 1522 W John St Grand Island , Nebraska 68801 [City] [Zip Code] 16256.CV (9/11) 906710 Page 1 of 5 [sireet] ("Property Address"); N O 1-s N O 0 N u't -�i � � � � p+ � Jq `lI �9 � � � � .� = � ��, GOTO(OO1b6183)