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20�2�0253 <br />(n "R�tders" means all Riders to this 5ecurity Instrument that are executed by Borrower. The following Riders aze <br />to be executed by Bonower [che,ck box as applicable]: <br />� Adjustable Rate Rider <br />� Balloon Rider <br />� 1-4 Family Rider <br />� Condominium Rider <br />� Planned Unit Development Rider <br />� Biweekly Payment Rider <br />� 5econd Home Rider <br />� Other(s) [specify] <br />(.n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(I� "Community Association Dues, Fces, and Assessments" means all dues, fees, assessments and other chazges <br />that are imposed on Bonower or the Property by a condominium association, homeowners association or similar <br />organization. <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, <br />or similar paper instrument, which is initiated through an el�tronic terminal, telephonic instnunent, computer, or <br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term <br />includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by <br />telephone, wire transfers, and automated clearinghouse transfers. <br />(1Vn "Escrow Items" means those items that aze described in Section 3. <br />(1� "Miscellan�us Procceds" means any compensation, settlement, award of damages, or proceeds paid by any <br />third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or <br />destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in <br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(P) "Periodic Payment" means the regulazly scheduled amount due for (i) principal and interest under the Note, <br />plus (ii) any amounts under Se,ction 3 of this Security Instrument. <br />(� "RESPA" means the Rea1 Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing <br />regulation, Regulation X(24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or <br />successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, <br />"RESPA" refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan" <br />even if the Loan does not qualify as a"federally related mortgage loan" under RESPA. <br />(R) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that <br />party has assumed Bonower's obligations under the Note and/or this Security Instrument. <br />TRANSFER OF RIGHTS IN THE PROPERTY <br />The beneficiary of this Security Instnunent is MERS (solely as nominee for Lender and Lender's successors and <br />assigns) and the successors and assigns of MER5. This Security Instntment secures to Lender: (i) the repayment of <br />the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's <br />covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants <br />and conveys to Trustee, in trust, with power of sale, the following described property located in the <br />COiTNTY of ' HALL . <br />[Type of Recording Jurisdicdon] <br />LOT TEN (10 ) , BLOCK TWO <br />THE CITY OF GR.AND ISLAND, <br />A.P.N.: 400423839 <br />which currently has the address of <br />GR.AND I S LAND <br />[City] <br />, f , <br />• <br />[Name of Recording Jurisdiction] <br />(2), WOODLAND PARK FIRST SUBDIVISION, IN <br />HALL COUNTY, NEBRASKA <br />4196 TEXAS AVE <br />[Street] <br />, Nebraska 6 8 8 0 3-10 5 4 ("Property Address") : <br />[Zip Code] <br />NEBRASKA--Single Family--F nie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS DocMag/c� <br />Form 3028 1/01 Page 2 of 71 www.docmagic.com <br />Ne3028.mzd.xml <br />