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201200170 designated a substitute notice address by notice to Lender. Borrower shall promptly notify Lender of Borrower's change of address. If Lender speciiies a procedure for reporting Borrower's change oF acldress, theii Borrower shall o�ily report a chaiige of address tl�rough that specified procedure. There inay Ue on1�one designat�d notice adc�ress under this Security Instru�nent at any one time. Any notice to Lender shall be given Uy delivering it or Uy inailing it Uy first class inail to Lender's address stated hereiii unless Lender llas designated anotlier address by notice to.Borrower. ?,ny notice in connection with this Security Instruinent shall not be deemed to have Ueen given to Lender until actually received by Lender. If any notice required Uy this Security Iustrument is also rec�uired under Applicable Law, the Applicable Law reqLii�•ement wi11 satisfy the corresponding requirement under this Security Iszstruinent. 16. Governing Law; Severability; Rules of Construction. Tliis Security I�istruii�ent shall Ue governecl by federal 1aw and the law of the jusisdiction in wluch the Property is loca�ecl. All rights and obligations containad in this Security Instrument are subject to any require�nents and 7iinitations of Applicable Law. Applicable Law might explicitly or implicitly allow tl�e patties to agree by contract or it might be silent, but such silence shall not be construed as a�rohibition against agree�nent by conti•act. In the event ilzat any provision or clause of tliis Security Instrurnent or the Note confIicts witll A�plica�ale Law, such coizflict shall not affect other provisions of this Security Instrurnent or the Note which can be given effect witliout tho conflicting�rovision. As used in this Security Instrumeiit: (a)words of the masculine gender shall nzean and include corresponding neuter words or words of tlie f�ininine gender; (b)words in tlie singular sh�ll mean and include ihe�lural and vice versa; and(c) the word"iriay" gives sole discretion witllout any ol�ligation to talce any action. 17. Borrower's Copy. Borrower shall Ue given one copy of the Note anel of this Security Instruineiit. 18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Sectio�� 18, °Interest in the Pro�erty° ineans any 1ega1 or Uene�'iaial interest in the Proparty, includii�g, but not limitecl to, those beneficial interests transferred in a Uond for deed, contract for deed, installment sales contract or escrow agi•eement, the intent of which is tlie tras�sfer of title by Borro�ver at a future date to a purchaser. If all or any part of the Property or aiiy Interest in the Property is solcl or transferred(oi if Bori•ower is not a natural person and a UeneCicial interest in Borrower is solcl or traiisferred)without Lender's prior written consent, Lender tnay i•equire iizunediate payinent ii7 full of a11 suins secured Uy this Security Ii7strLUnent. However, tliis option s11a11 not Ue exercised by Lender if such exercise is prollibited Uy Ap�licable L�w. If Lender exercises tlus option, Lender shall give Borrower notice of�cceleration. T11e notice shall provide a period of no�less tl�an 30 days from fhe c�ate the notice is given in accordauce with Section 15 within which Borrower must pay all sums secuied by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of tlus period, Lender rnay involce any reinedies permitted by this Security Instruinent without fiu•tlier notice or demand on Boi�rower, 19. Borrower's Right to Reinstate After Acceleration. If Borrower meets cerYain conditions, Borrower shall have the right to have enforcemeiit of this Security Instrument discontinued at any time prior to the earliest o£: (a)five c�ays vefore sale of the Property pursuant to any power of sale contained in this Secul�ity Instrument; (U) such other period as Applicable Law nught specify for the terminition of Bot•rower's right�o reinst�te; or(c) eiitry of a jud�ment enforcing tllis Sectitrity Instrument. Those conditions�re that Borrower; (a)pays Lender all sums which tlien would Ue due tu�der this Security Instrun�ent aild the Note as if no acceleratiox7 had occurred; (b) cures 1ny default of any other covenants or agreements; (c)pays all expenses incurred in enforcing this Security Tnstrtiment, iucluding, but�iot liinitecl to, reasonable atiorneys' fees, property iiispection and vahlation fees, and other fees incurred for the purpose of protecting Lender's interest 24000028 NEBR4SKA-Single Family-Fannle M ae/Fredtlie M ac UNIFORM INSTRUM ENT Form 3028 1/01 VMP Q VMP6(NE)(1105) Wolters Kluwer Financial Services Page 12 of 17