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201200163
<br /> lC) "Lender" is��S FARGO BANK, N.A.
<br /> Lender is a NATIONAL ASSOCIAT=ON
<br /> organized and existing under the laws of TI� UN'ITED STATES .
<br /> Lender's address is 101 NORTH P�ILLIPS AVENIIE, S30UR FALLS, SD 57104
<br /> Lender is the beneficiary under this Security Instrument.
<br /> (D) "Trustee" is WELLS FARGO FINANCIAL NATL BNK
<br /> C/O SP}3C. SLRV., PO BO% 31557, BILLINGS, MT 59107 ,
<br /> (E) "Note" means the promissory note signed by Borrower and dated DEC�ER 30, 2011 . The Note
<br /> states that Borrower owes Lender FORTY THOIISAND E=GHT HUNDRBD S=XTY F=VE AND 02/100
<br /> Dollars(U.S. $*****40,865.02 )plus interest. Bonower has promised to pay this debt in regulaz
<br /> Periodic Payments and to pay the debt in full not later than JANQA1tY 01, 2027 .
<br /> (F) °Property" means the property that is described below under the heading "Transfer of Rights in the
<br /> Property."
<br /> (G) "Loan" means the debt evidenced by the Note,plus interest, any prepayment charges and late charges due
<br /> under the Note, and a11 sucns due under this Security Instrument,plus interest.
<br /> (H) "Riders" means all Riders to this S�urity Instrument that are executed by Borrower. The following Riders
<br /> are to be executed by Bonower[che,ck box as applicable]:
<br /> 0 Adjustable Rate Rider 0 Condominium Rider 0 Second Home Rider
<br /> 0 Balloon Rider 0 Planned Unit Development Rider � 1-4 Family Rider
<br /> �VA Rider 0 Biweekly Payment Rider �Other(s) [specify]
<br /> (I) "Appliceble Law" means all controlling applicable federal, state and local statutes, regulations, ordinances
<br /> and administrative rules and orders(that have the effe,ct of law)as well as all applicable final, non-appealable
<br /> judicial opinions.
<br /> (J) "Community Association Dues, Fees, and Assessments" means all dues, f�s, assessments and other
<br /> charges that are imposed on Borrower or the Property by a condominium association,hom�wners
<br /> association or similaz organization.
<br /> (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originatecl by check,
<br /> ' draft, or similaz paper instrument, which is initiated through an electronic terminal, telephonic instrument,
<br /> computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an
<br /> account. Such term includes, but is not limited to,goint-of-sale txansfers, automated teller maclune
<br /> transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers.
<br /> (L) "Escrow items" means those items that aze described in Section 3.
<br /> (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by
<br /> any third party(other than insurance proceeds paid under the coverages described in�tion 5)for: (i)
<br /> damage to, or destruction of, the Property; (ii)condemnation or other taking of all or any part of the
<br /> Property; (iii)conveyance in lieu of condemnarion; or(iv)misrepresentations of, or omissions as to, the
<br /> value and/or condition of the Propertv.
<br /> NEBRASKA-Single Family-Fennie Mae/Freddie Mac UNIFORM INSTRUMENT Frnm 3028 1l01
<br /> VMP� VMPBINE)(7105).00
<br /> Walters Kluwer Financial Services Page 2 of 17
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