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201200162
<br /> (C) "Lender" is WELLS FARGO BANR, N.A.
<br /> Lender is a NATIONAL ASSOCIATION
<br /> organized and e�cisting under the laws of THE UNITED STATES .
<br /> Lender's address is 101 NORTH PHILLIPS AVENIIE, SIODX FALLS, SD 57104
<br /> L,ender is the beneficiary under ihis Security Instrument.
<br /> (D) "Trustee" is WELLS FARGO FINANCIAL NATL BNR
<br /> C/O SPEC. SSRV., PO BO% 31557, BILLINGS, N!T 59107
<br /> (E) "Note" means the promissory note signed by Bonower and dated DECEI�ER 30, 2011 . The Note
<br /> states that Borrower owes Lender �WENTY THOIISAND EIGHT HUNDRED SIRTY N'INE AND
<br /> 18/100
<br /> Dollars(U.S. $*****2 0,8 69.18 )plus interest. Bonower has promised to pay this debt in regular
<br /> Periodic Payments and to pay the debt in full not later than JANIIARY 01, 2027 .
<br /> ,,_�.-.-
<br /> (F) "Property" means the properly that is described below under the heading "Transfer of Rights in the
<br /> Property."
<br /> (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due
<br /> under the Note, and a11 sums due under this Security Instrument, plus interest.
<br /> (H) "Riders" means all Riders to this Security Instnunent that are executed by Bonower. The following Riders
<br /> are to be exe,cuted by Borrower[check box as applicable]:
<br /> 0 Adjustable Rate Rider � Condominium Rider 0 Second Home Rider
<br /> �Balloon Rider 0 Planned Unit Development Rider 0 1-4 Fanuly Rider
<br /> �VA Rider �Biweekly Payment Rider ❑Other(s) [specify]
<br /> (1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances
<br /> and administrative rules and orders(that have the effect of law)as well as all applicable final, non-appealable
<br /> judicial opinions.
<br /> (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br /> charges that are imposed on Borrower or the Properly by a condominium association, homeowners
<br /> association or similar organization.
<br /> (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check,
<br /> draft, or similaz paper instrument, which is initiated through an ele�tronic terminal, telephonic instniment, .
<br /> computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an
<br /> account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine
<br /> transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers.
<br /> (L) "Escrow Items" means those items that are described in Section 3.
<br /> (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or prQCeeds paid by
<br /> any third pariy (other than insurance proceeds paid under the coverages described in Section 5)for: (i)
<br /> damage to, or destruction of, the Property; (ii)condemnation or other taking of all or any part of the
<br /> Property; (iii)conveyance in lieu of condemnation; or(iv)misrepresentations of, or omissions as to, the
<br /> value and/or condition of the Prope .
<br /> NEBRASKA-Single Family-Fannie Mae/Frecidie Mac UNIFORM INSTRUMENT Form 3028 1/01
<br /> VMP O VMP61NE)(11051.00
<br /> Wolters Kluwer Financial Services Page 2 of 17
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