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201200161 <br /> (C) "Lender" is�LS FARGO BANR, N.A. <br /> Lender is a NATIONAL ASSOCIATION <br /> . organized and eJCisting under the laws of T8E UNIT$D STATES , <br /> Lender's address is P.O. BOX 11701, NEWARK, NJ 071014701 <br /> Lender is the beneficiary under this Security Instrument. <br /> (D) "TrUSt@@" i5 W73LLS FAR(30 FINANCIAL NATL BNR <br /> C/O SPEC. S]3RV., PO BOB 31557, BILLINGS, MT 59107 , <br /> (E) "Note" means the promissory note signed by Bonower and dated DEC�Slt 30, 2011 . The Note <br /> states that Bonower owes Lender Two HUNDRRD TWLNTY LIGH'r THOIISANn NINS ADN'DRED <br /> FIFTY SEVEN AND 55/100 <br /> Dollars(U.S. $****228,957.55 )plus interest. Borrower has promised to pay this debt in regular <br /> Periodic Payments and to pay the debt in full not later than JAN�ARY 01, 2042 , <br /> iF) "Property" means the property that is described below under the heading "Transfer of Rights in the <br /> Property." <br /> (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br /> under the Note, and all sums due under this Security Instrument, plus interest. <br /> (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br /> are to be executed by Borrower[check box as applicable]: <br /> 0 Adjustable Rate Rider �Condominium Rider �Second Home Rider <br /> 0 Balloon Rider �Planned Unit Development Rider 0 1-4 Fanuly Rider <br /> 0 VA Rider �Biweekly Payment Rider �Other(s) [specify] <br /> (1) "Appiicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br /> and administrative rules and orders(that have the eff�t of law)as well as all applicable final, non-appealable <br /> judicial opinions. <br /> (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br /> charges that aze imposed on Bonower or the Property by a condominium association,homeowners <br /> association or similar organization. <br /> (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by ch�k, <br /> draft, or similaz paper instrument, which is initiated through an electronic ternunal, telephonic instrument, <br /> computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br /> account. Such term includes,but is not limited to,point-of-sale transfers, automated teller machine <br /> transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br /> (L) "Escrow Items" means those items that are described in Section 3. <br /> (M1 "Miscellaneous Proceeds" means any comgensation, settlement, award of damages, or proceeds paid by <br /> any third party(other than insurance proceeds paid under the coverages described in Section 5)for: (i) <br /> damage to, or destruction of, the PropeRy; (ii)condemnation or other taking of all or any part of the <br /> Properly; (iii)conveyance in lieu of condemnation; or(iv)misrepresentations of, or omissions as to, the <br /> value and/or condition of the Propertv. <br /> NEBRASKA-Single Family-Fannfe Mae/Freddie Mac UNIFORM INSTRUMEM Form 3028 1/01 <br /> VMP� VMP8INE�(1105).00 <br /> Wolters Kluwer Financial Services Page 2 of 17 <br />