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� <br />� <br />N � <br />0 � <br />� � <br />N � <br />e <br />a � <br />� � <br />CJ1 � <br />w � <br />� <br />� <br />�� <br />�� <br />>� <br />�. <br />� <br />an� .. <br />� _ <br />A �� <br />_ <br />� � <br />�.� <br />a ��i <br />� <br />� <br />r . <br />o � <br />� <br />rn <br />c� <br />� <br />-1 <br />m <br />� <br />o (� <br />� �� <br />b <br />r�*1 t�_ <br />O ( <br />N ) <br />� <br />�� <br />v c� —1 <br />` ca <br />� Z rn <br />� � <br />"� O <br />� <br />'�7 <br />3 <br />W <br />F-� <br />N <br />O �1 <br />� Z <br />� m <br />D W <br />r � <br />r n <br />� <br />v ..�i <br />N <br />C/') <br />'N <br />O <br />� <br />N <br />0 <br />O <br />F --� <br />� <br />� <br />t.l <br />u <br />1t <br />� <br />. <br />l.l <br />�' <br />When Recorded Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 � <br />�� <br />, /��� <br />[Space Above This Line For Recording Data] "y� <br />DEED OF TRUST <br />DEFINITIONS <br />MIN:100416700017288649 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated January 6th , 2012 , <br />together with all Riders to this document. <br />(B) "Borrower" is Loree M Reinert and Jacob C Reinert, wife and husband <br />Bonower is the trustor under this Security Instruu�nt. <br />(C'� "Lender" is CharterWest National Bank <br />Lender is a Corporation organized and existing under the laws of <br />the State of Nebraska . Lender's address is 714 N Diers Avenue Grand Island, NE 68803 <br />(D) "Trustee" is CharterWest National Bank ZOl 5outh Main Street PO Bog 288 West Point, NE <br />68788 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrumen� MERS is organized and existing under the laws of Delawaze, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(� "Note" means the promissory note signed by Borrower and dated January 6th , 2012 . The <br />Note states that Borrower owes Lender Ninety Four Thousand Five Hundred and 00/100 <br />Dollars (LT.S. $94,500.00 ) plus interest. Borrowerhas <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />February 1, Z042 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />�.� „ <br />(� "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late chazges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(n uRiders" means a11 Riders to tlus Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider <br />(,n uApplicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />NEBRASKA—Single Faznily—Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) Form 30281/Ol (page 1 of 9 pages) <br />12439.CV (9/11) 906695 CreaUve Thinking, Inc. <br />GOTO(OO1b534'n <br />�� \ �� <br />