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201200149
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201200149
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1/9/2012 8:54:49 AM
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1/9/2012 8:54:48 AM
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DEEDS
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201200149
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201200149 <br />(C) "Lender" is Citibank, N.A. <br />Lender is a Corporation <br />organized and existing under the laws ofthe United States <br />Lender's address is1000 T�hnology Dtive O'Fallon, MO 63368-2240 <br />(D) "Trustee" is First American Title Company <br />(� "M�S" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrum�t. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F� "Note" means the promissory note signed by Borrower and dated December 30, 2011 . The Note <br />states that Borrower owes Lender Sixty Eight Thousand Two Hundred Seventy Seven <br />Dollars (U.S. $68,277.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than February 1, 2032 . <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(F� "Loen" means We debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due nnder this Security Instrument, plus interest. <br />(I) "I�ders" means all Riders to this Securlty Instrument that are executed by Borrower. The following Riders <br />are to be executed by Bonower [check box as applicable]: <br />� Adjustable Rate Rider 0 Condominium Rider � Second Home Rider <br />� Balloon Rider � Planned Unit Development Rider � 1-4 Family Rider <br />0 VA Rider � Biweekly Payment Rider �X Other(s) [specify] <br />Schedule "A" <br />(J) "Applicable L.aw" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administraflve rules and orders (that have the effect of law) as well as all applicable final, non-appealable <br />judicial opinions. <br />(In "Community Association Dues, Fees, and Assessments" means a11 dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium associaHon, homeowners <br />associaflon or similar organization. <br />(L) "Bectronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, w}uch is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated clearInghouse transfers. <br />(M) "Escrow Items" means those items that are described in Section 3. <br />001 1 2 27 71 89 4 Ckibank 3.2.53.12 V7 <br />NEBRASKA-Single Famlly-Fennle Mae/Freddle Mac UNIFORM INSTRUMENT WITH MERS Form 3028 1/01 <br />VMP � VMP6A(N� (1105).00 <br />Wolters Kluwer Finencial Services Paga 2 of 17 <br />
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