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�Q�2QQ149
<br />(a) Any such agreements will not affect the amounts that Borrower has agreed to pay for Mortgage
<br />Insurance, or any other terms of the Loan. Such a�reements will not increase the amount
<br />Borrower will owe for Mortgage Insurance, and they will not entitle Borrower to any refund.
<br />(b) Any such a�rcements will not affe,�t the rights Borrower has - if any - with respext to the
<br />Mortgage Insurance under the Homeowners Protection Act of 1998 or any other la.w. These ri�hts
<br />may include the right to receive certa.in disclosures, to request and obtain cancellation of the
<br />Mortgage Insurance, to have the Mortgage Insurance terminated automatic�lly, and/or to receive
<br />a refiind of any Mortgage Insurance premiums that were un�rned at the time of such
<br />cancellation or termination.
<br />11. Assignment of Miscellaneous Proce.eds; ForFeiture. All Miscellaneous Proceeds are hereby assigned to
<br />and shall be paid to Lender.
<br />If the Property is datnaged, such Miscellaneous Proceeds shall be applied to restoration or repair of the
<br />Property, if We restoration or repair is economically feasible and Lender's security is not lessened. During
<br />such repair and restoration period, Lender shall have the right to hold such Miscellaneous Proceeds untll
<br />Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's
<br />satisfaction, provided that such inspection shall be undertaken prompfly. Lender may pay for the repairs and
<br />restoration in a single disbursement or in a series of progress payments as the work is completed. Unless an
<br />agreement is made in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds,
<br />Lender shall not be required to pay Borrower any interest or earnings on such Miscellaneous Proceeds. If the
<br />restoration or repair is not economically feasible or Lender's security would be lessened, the Miscellaneous
<br />Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the
<br />excess, if any, paid to Borrower. Such Miscellaneous Proceeds shall be applied in the order provided for in
<br />Section 2.
<br />In the event of a total taking, destrucflon, or loss in value of the Property, the Miscellaneous Proceeds shall
<br />be applied to the sums secured by this Security Instrument, whether or not then due, with We excess, if any,
<br />paid to Borrower.
<br />In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of
<br />the Property unmediately before the parttal taking, destruction, or loss in value is equal to or greater than the
<br />amount of the sums secured by this Security Instrument immediately before the partial taking, destruction, or
<br />loss in value, unless Bonower and Lender otherwise agree in writing, the sums secured by this Security
<br />Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following
<br />fraction: (a) the total amount of We sums secured immediately before We partial taking, destruction, or loss
<br />in value divided by (b) the fair market value of the Properly immediately before the partial taking,
<br />desiruction, or loss in value. Any balance shall be paid to Borrower.
<br />In the event of a partial taking, destruction, or loss in value of the Property in wlrich the fair market value of
<br />We Property immediately before the partial taking, destrucflon, or loss in value is less than the amount of the
<br />sums secured immediately before the partial taking, destrucflon, or loss in value, unless Borrower and
<br />Lender otherwise agree in writing, the Miscellaneous Proceeds shall be applied to the sutns secured by this
<br />Security Instrument whether or not the sums are then due.
<br />If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the Opposing Party
<br />(as defined in the next sentence) offers to make an award to settle a claim for damages, Borrower fails to
<br />respond to Lender within 30 days after We date the notice is given, Lender is authorized to collect and apply
<br />the Miscellaneous Proceeds either to restoraflon or repair of the Property or to the sums secured by this
<br />001122771894 C(Ubank 3.2.53.12 V7
<br />NEBRASKA-SIm�Ie Femlly-Fannie Mae/Freddle Mac UNIFORM INSTRUMENT WITH MERS Form 3028 1/01
<br />VMP p VMP6A(NE� (1705).�
<br />Wolters Kluwer Flnanclal Services Page 10 of 17
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